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2016-09-21 Canadian Stocks - United Grain Growers Limited.:

Michelle, from the information I have available, the Company merged with Agricore, then Agricore was later acquired by Saskatchewan Wheat Pool and renamed Viterra. Viterra was acquired by Glencore in 2012

2016-09-20 Canadian Stocks - Old Stock Certificates:

Vernon, from the information I have available, Norlac had numerous name changes and reverse splits and became Leader Capital. Due to all those reverses, Leader had too many small shareholders so they did

2016-09-19 Property & Casualty Insurance - Umbrella Policy for a US citizen living abroad:

Jim,    I am not a retail agent or broker so I don't place policies.  Might be able to assist in finding someone who does though.   Where are you located and what is your relationship to your 'client'?

2016-09-17 Canadian Stocks - Old shares:

Anne, from the information I have available:    Nortyne has no value. The Company had its charter cancelled and was dissolved in the late 1950's.    Ormsby had a 1 for 4 reverse split and merged with Discovery

2016-09-16 Insurance Law - "His word vs mine" auto accident and insurance:

Hi Beth-  It depends on your insurance company.  You may lose an accident free discount, even if the insurance company didn't pay anything out on your claim, as they had expenses in investigating it.

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