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2009-11-23 Retirement Planning - Partial withdrawal from variable annuity:

Hi Diane, Unless this annuity is in an IRA or other "qualified" retirement account, you will be subject to the 10% penalty until age 59 1/2. If it is in an IRA, you can avoid the 10% penalty by setting

2009-11-23 Gay Life - He is most likely gay, and i think we are thinking the same thing.:

Hi Dave, You can't really use stereotypes to confirm that someone is gay. Sometimes doing that can put you way off...However you can be right about him. The thing is we will never know unless you ask

2009-11-23 BDSM - slave:

Interesting question. Finding ways to establish dominance first comes from what you know about the role of a dominant or master and then what you know about the person and what her trigger points are

2009-11-23 Lesbian Life - am i a lesbian:

Hey Sydney, wow 10 years old uh? That's a hard age. First off, don't be scared. We all had things like this happen around your age. I think you are just maturing and have alot to figure out. I think you

2009-11-23 How to Cheat On Your - stuck:

mmmm well to make a guy cheat, you really need a girl on the inside to seduce him. Usually either a guy is a cheater or he isn't, but that normally has to do with a lack of respect for you rather than

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