Banking: U.S.

Recent Answers

2009-11-22 Real Estate Home Mortgages - Monetary Gifts:

When is comes to gift funds it is a FHA (federal) requirement that there is a paper trail for all gift funds. At Guild mortgage in Boise, we have had parents with the same issues. What we do is have the

2009-11-21 Real Estate Home Mortgages - buying a house:

I am not familiar with the "careone" program; but, normally, anytime you defer paying the amounts owed to creditors, it will hurt your credit rating/score. Since the mortgage lending market has been decimated

2009-11-20 Real Estate Home Mortgages - Streamline loan:

Thanks for your question - A "streamline" refinance is typically one where your existing lender or servicer refinances your loan with minimal paperwork - Fannie Mae and Freddie Mac are slowly eliminating

2009-11-20 Real Estate Home Mortgages - buying a house for my parents:

First, I would always seek this type of advice from a real estate attorney. Never take legal advice from anyone(especially a loan officer) else. Do either of your parents have any income at all? Social

2009-11-18 Financing -- Loans - Could I have been wrong about how I was added to loan?:

This sounds like more of a question for Dr. Phil rather than me. That said, I would take your husband at his word, unless you have other reasons to not trust him. I have seen situations where the