Credit/Debt Management

Recent Answers

2012-02-08 Collections Law - Medical Bill Dispute:

You can never tell what will hold up in court.  Write the doctor a letter telling him/her that you are going to report them to the AMA, Consumer Affairs, the BBB and you states Attorney General.  Explain

2012-02-08 Bankruptcy Law - bankruptcy 7:

Dear Alex,    When secured collateral like household appliances become broken or destroyed, I like to mention that fact right in the bankruptcy schedules on Schedule F when I list the debt. That puts the

2012-02-08 Credit Repair - short sale:

Dana,    There are numerous variables involved in your situation, so I'll identify some of them and make a couple of suggestions.    First, your transaction will probably be covered by NY law, so I can't

2012-02-06 Collections Law - Credit Card Chargeoff Debt Summons for Judgement:

I am in Texas, but it doesn't matter.   I have cases like yours all the time from all over the country.     If you tell me what state you are in I can be in a better position to know what the specific

2012-02-06 Collections Law - Credit Card Chargeoff Debt Summons for Judgement:

This could turn out to be a blessing in disguise.    As you are finding out, settlement with these people at this point is not practical.   As you are finding out, these collection agencies are very ungrateful