Health Plan

Recent Answers

2009-11-20 Medicare, Medicaid, Insurance, HMO problems - Medicare and Cobra:

Hi If it is not medically necessary, neither will pay. If the doctor says it is medically necessary,THEN: If COBRA pays, Medicare usually will pay the rest. If COBRA will not pay, then Medicare

2009-11-20 Life & Health Insurance - should i surrender term life:

It appears that you have a cash value policy - not term life - that is part of a profit sharing plan or money purchase pension plan. As such, the policy must terminate at age 70 as long as it is left

2009-11-19 Medicare, Medicaid, Insurance, HMO problems - Private Insurance and Medicade:

Hi Janalee This is way too complicated to be done by e-mail, so I am going to refer you to my counterpart in your State, Go to the local Social Security office and get a copy of MEDICARE AND YOU 2010

2009-11-19 Medicare, Medicaid, Insurance, HMO problems - Medicare Complete:

Hi Cindy You could not have asked at a better time. The open enrollment period is now until New Years eve. Call 1-800-686-1578 and you will reach the nearest SHIP office to you. Call them and ask to

2009-11-18 Medicare, Medicaid, Insurance, HMO problems - Denied due to Pre-Existing:

Hi Crystal! You need to read your mom's policy to see what they deem as pre existing since each policy is different. Even though your mom just found out she had the cancer she probably has had it for