Health Plan

Recent Answers

2009-11-07 Life & Health Insurance - Transfer of policy ownership:

Dear Monica, I would like to know more about these policies. What company or companies are these policies with? Are they Participating Whole Life? Has the Face Amount grown since they were purchased?

2009-11-06 Life & Health Insurance - bank on your self - company choice:

Dear Matt, You can use Northwestern Mutual. However, as a responsible company working to treat all it's clients fairly, they do apply "direct recognition" to dividend distributions. As I understand

2009-11-05 Medicare, Medicaid, Insurance, HMO problems - Ret policy/COBRA:

Hi again In this case COBRA would be her primary. However, check to see if they got letters from their plans. A lot of the employers are putting coverage restrictions this year. They should have

2009-11-05 Medicare, Medicaid, Insurance, HMO problems - Ret policy/COBRA:

Hi Antia Medicare is primary. However, there are missing factors in the question. Does she have Medicare Parts B and D? Is the COBRA creditable coverage? Is the information at the Coordination of

2009-11-05 Life & Health Insurance - Transfer of policy ownership:

Dear Monica, It is possible, but there are issues. Each of you can give up to $13,000 of value this year to as many people you want without being subject to a gift tax being charged to you. In your