Personal Insurance

Recent Answers

2012-05-24 Auto Insurance Claims - NYS V&T law:

Hi Ed,    Unfortunately your question is a legal question not an insurance claims question. In addition it would be speciific to the state that you are located in.    You should pose this question to an

2012-05-23 Property & Casualty Insurance - 80% coinsurance vs 100% coinsurance:

Hi Laura,    What you have relayed to me is definitely not accurate.  Coinsurance is a clause that is put into policies so policy holders will insure to some percentage of the value of their insured item

2012-05-22 Property & Casualty Insurance - General liability insurance in Florida:

Hey Bradley,    Thanks so much your kind words about my response.     I understand exactly what you're looking for, however, some agents just don't get it. The other obstacle you have to overcome is that

2012-05-22 Auto Insurance Claims - Auto Insurance Claim against me Help!:

Hi Chris,    Let me forst say that I was glad to read that you admit that the collision could have been avoided and that you have paid your fines and reinstated your drivers license.     Unfortunately

2012-05-22 Auto Insurance Claims - Out of state policy and in state laws.:

As a "claimant", you are entitled to whatever you could get if you sued the other driver. So if his insurance does not take the salvage, sell it yourself and sue him for the amount his insurance did not