| Name | Expertise | Status |
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Michael Brotherton
U.S.
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| Consumer/Debtor Rights Advocate. FORECLOSURE and LOSS MITIGATION.
Current President of Financial Emergency, inc also known as Debt Mediation & Financial Counseling. Inc,
28 years in the credit and collections industry. Former loan officer and debt collector. Managed two middle to large finance companies.
I am well versed in Loss Mitigation practices and the legal collection process. I have helped literally thousands of people overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com.
We actively promote Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. It is my opinion that the more informed you are of your rights in the credit and collections practices the more peace you can have dealing with your FINANCIAL EMERGENCY.
Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be.
Primary business- Debtor Rights Advocacy and Debt Mediation relating to foreclosure, creditor lawsuits, and other serious financial problems.
www.financialemergency.com (copy and paste in browser) | Available
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Creditwrench
U.S.
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| I can answer questions in Spanish as well as English. Debt Collections law, Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), federal law, how to properly answer court summons for collection cases, how to prepare federal cases against debt collectors, how to deal with debt collection phone calls. | Available
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Apex Credit Services, LLC
U.S.
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| Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginai consumer law as well as Texas consumer law.
DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION. | Available
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John G. Watts
U.S.
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| I can answer questions related to debt collectors and collection agencies contacting, threatening, or suing consumers. I can also discuss how credit reports are affected by debt collectors and collection agencies. My website lists a number of actual cases I have recently filed - www.alabamaconsumer.com. You can also go to my blog at http://www.alabamaconsumerlawblog.com/ which lists information about consumer issues. | On Vacation
returns 07/06/2008
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Ontrack Financial Group LLC
U.S.
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| With over 35 years of experience in the debt industry, the employees of Ontrack Financial Group™ are helping to redefine the dream of financial security for the many who are burdened with excessive debt. By providing proven debt settlement programs and services, Ontrack Financial Group™ offers consumers a means to avoid bankruptcy and resolve their unsecured debt. Additionally, Ontrack Financial Group™ offers its clients educational, self-help tools that include a seasonal newsletter along with prevailing on-line articles and beneficial consumer related links as a means to stay abreast of a constantly shifting financial landscape.
Since the inception of Ontrack Financial Group™, we have continued assisting our nation-wide clientele with their burdensome unsecured debt and has enrolled thousands clients in its programs, managing millions of debt for its clients without one complaint. In fact, Ontrack Financial Group™ typical client has seen over 7261275240f their debt written off and is debt free in as little as 36 months. Individual results may vary based upon a client's ability to save funds, the amount of debt, willingness of creditors to negotiate, and the successful completion of all program terms.
Ontrack Financial Group™ is a for-profit, private company and is not affiliated with the credit bureaus or the credit industry. As a result, our services are unbiased and independent, which allows us to better serve the consumer. | On Vacation
returns 07/07/2008 |
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2008-07-03 Plaintiff sending me Interrogatories,production,and admissions: What do you mean by you don't have 30 days to answer? Of course you do. But the question of much greater importance is whether or not the plaintiff answered your discovery requests? Did they? If not then...
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