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Expert	Average Ratings	Expertise
Creditwrench U.S. Available View Profile Ask A Question View Past Answers	Knowledgeability 9.84 Clarity of Response 9.66 Timeliness 9.93 Politeness 9.87 Total Questions 4304	Debt Collections law, Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), federal law, how to properly answer court summons for collection cases, how to prepare federal cases against debt collectors, how to deal with debt collection phone calls.
Jason Shear, Esq. U.S. Available View Profile Ask A Question View Past Answers	Knowledgeability 9.98 Clarity of Response 10.0 Timeliness 10.0 Politeness 10.0 Total Questions 476	I can answer questions relating to consumer debt defense/collection agency defense, specifically pertaining to consumers being sued or harassed by collection agencies or NY collection attorneys. If you live in New York and have been contacted or sued by firms such as: Mel Harris & Associates, Forster & Garbus, Rubin & Rothman, Mann Braken, Lacy Katzen, Malen & Associates, Solomon & Solomon, Thomas Law Office, Cohen & Slamowitz, Bronson & Migliaccio, Pressler & Pressler or others; give me a call at (716) 566-8988.
Jason Barnette, Esq. U.S. Available View Profile Ask A Question View Past Answers	Knowledgeability 10.0 Clarity of Response 10.0 Timeliness 10.0 Politeness 10.0 Total Questions 117	I am the managing member of and a trial attorney at Barnette Law Offices, LLC, located in Nashville, Tennessee. Our firm focuses upon consumer protection cases arising under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the Tennessee Consumer Protection Act.
Ontrack Financial Group llc U.S. Available View Profile Ask A Question View Past Answers	Knowledgeability 9.92 Clarity of Response 9.72 Timeliness 9.97 Politeness 10.0 Total Questions 1713	With the credit market on a brink of collapse, the future of having good credit will be paramount. Loans will be near impossible to obtain with strict lending practices around the corner. Debt collectors and Law offices will use even stronger tactics to recover more of your hard earned money. Protecting you and your credit has to be a top priority. In 2000 Ontrack Financial Group llc founded the credit arbitration movement. More and more companies entered into the arena and new business models joined old ones. Only one company has the attitude and aptitude to truly assist our clients .....
Regan Shinski U.S. Available View Profile Ask A Question View Past Answers	Knowledgeability 10.0 Clarity of Response 9.98 Timeliness 10.0 Politeness 10.0 Total Questions 164	I can answer questions on collections, repossessions, bankruptcy, credit repair, credit counseling, FICO scores, credit planning, and the cause and effect of credit related decisions. I can also answer questions on collection settlements and preparing to sue your creditors for false debts and credit credit reporting.
Chris Ebert U.S. On Vacation returns 11/10/2009 View Profile View Past Answers	Knowledgeability 9.70 Clarity of Response 9.80 Timeliness 10.0 Politeness 10.0 Total Questions 205	I can answer questions for Texas and California residents concerning issues that involve creditor and debtor rights. Specifically, I can answer questions concerning: FDCPA, FACTA, FCRA, and Texas / California state collections violations.

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Recent Answers

2009-11-06 Pregnant and stressed, must file discovery before the 12th of November:

You can do that anytime you like or you can get on my conference call this evening. It starts at 7:00 pm central time, just 3 hours from now. The call in number is (218) 895-2685 and the pin number is

2009-11-06 summons:

Hi Shelley: First, if you have not done so, you need to get your name off or close any account you do not have direct control over and any joint account. Secondly, I am not certain I fully understand

2009-11-05 Repo:

Hi Jennifer: The advantage to "voluntarily" surrendering it is to keep the repossession costs down, therefore keeping your shortfall balance down. There is no advantage credit-wise. Even so, you

2009-11-05 Is there jail time in my future? :o(:

Hello Mindy: I am sorry for your situation. Bankruptcy would stop the collection of this debt including the court appearance, but I really believe it is an over-reaction to the situation and that there

2009-11-05 Response to a Motion for Dismissal Without Prejudice:

Hello: I want to say up front that this specific issue of student loans and bankruptcy is not my primary area of expertise. However, I know exactly what the issue is and why they are pursuing this