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Ray A Miller

U.S.
Available
I am qualified to answer questions on the following subjects: FDCPA, FCRA and HIPAA as well as medical collections, general collections and collection agency related issues. I trained these subjects at a nationwide collection agency and customer service call center and audited around 150 representatives for compliance to the laws. I have been in the Collections Industry for over 30 years. I feel that everyone deserves to be treated fairly and with compassion and that is the way I trained collectors. Even though I worked for a Collection Agency, I get great satisfaction in helping those who have been mistreated or in need of help with these confusing issues.

Gary Lee Gammenthaler

U.S.
Available
Collections Law, Fair Debt Practices Act, Fair Credit Reporting Act, Credit Repair Organizations Act, Bankruptcy Law,etc.

Brian Pitcher

U.S.
Available
I can answer all questions related to Residential Real Estate. In particular I am an expert in the loss mitigation side. I meet with multiple homeowner on a weekly basis and guide them through the issues of being upside down on their mortgage and what they can do to better it. I can answer questions on Loan Modifications, Short Sale, Foreclosure, Strategic Default, Deed in Lieu. I can also answer questions on the buyer/investor side of things in regards to homeownership or home flipping. I can also answer questions regarding the 1099C or cancellation of debt that homeowners get from a short sale or a foreclosure.

Steve Katz

China
Available
Debt Collection, Credit Reporting, FCRA, FDCPA, TCPA issues

Bankruptcy Services

U.S.
Available
If you have been served with a summons and complaint, I can answer questions about what your options are and what you can expect to occur.

Chris Ebert

U.S.
Available
I can answer questions for Texas residents concerning issues that involve creditor and debtor rights. Specifically, I can answer questions concerning: FDCPA, FACTA, FCRA, and Texas state collections violations.

Michael T. Hertz

U.S.
Available
I can answer most questions concerning bankruptcy, whether business or personal, including questions by debtors, creditors, persons interested in purchasing assets from bankruptcy estates, and the like. Also have expertise in tort law, French and Canadian law.

Recent Answers

2016-09-14 Never Notified of Ex-Husband's Outstanding Debt:

First of all is the student loans your or his. Federal Student loans as of now there are no limits of statutes and can never be bankrupt. So if they are your student loans you owe them if they are his

2016-08-23 Owing a debt in one state, live in another:

Hi Laura:  First of all, regardless of what your divorce decree says, that is between you and your ex.    What I mean is that if the divorce decree provides that your ex was to pay the bill, and if he

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