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Credit Repair/Experts

ExpertAverage RatingsExpertise

Michael Fay

U.S.
Available
  • Knowledgeability 10.0
  • Clarity of Response 10.0
  • Politeness 10.0
  • Response Time(hr) 6.0
  •  --Last 90 Days(hr) 0.2
  • Total Questions 25
 There are many experts available here and elsewhere for personal credit - my focus is on BUSINESS credit. This means understanding it and predicting it - as well as helping to correct it. Having worked in contracts & credit, I have also worked with all of the related documents such as Guarantees (personal and corporate), and Security Agreements (aka UCC’s or “liens”)

joseph avrus

U.S.
Available
  • Knowledgeability N/A
  • Clarity of Response N/A
  • Politeness N/A
  • Response Time(hr) 31.4
  •  --Last 90 Days(hr) 31.4
  • Total Questions 3
 home loans for first time buyers, mortgage refinance rates, debt consolidation loans, fha home loans, mortgage refinance loans, VA HOME LOANS, jumbo loans rates, mortgage rate quote, JUMBO MORTGAGE RATE, VETERANS HOME LOANS RATES, mortgage, home loan, refinance, florida real estate

Chris Ebert

U.S.
Available
  • Knowledgeability 10.0
  • Clarity of Response 10.0
  • Politeness 10.0
  • Response Time(hr) 26.0
  •  --Last 90 Days(hr) 30.9
  • Total Questions 40
 I can answer questions for Texas and California residents concerning issues that involve creditor and debtor rights. Specifically, I can answer questions concerning: FDCPA, FACTA, FCRA, and Texas / California state collections violations. Further I can guide consumers as how to repair their own credit with out the need for hiring a credit repair company.

Yan Ross

U.S.
Available
  • Knowledgeability 9.93
  • Clarity of Response 9.89
  • Politeness 10.00
  • Response Time(hr) 11.9
  •  --Last 90 Days(hr) 10.4
  • Total Questions 159
 I can answer questions on credit reports and dealing with credit reporting agencies, including disputed items, credit scores, and other consumer-related issues.

David McArthur

U.S.
Available
  • Knowledgeability 10.0
  • Clarity of Response 10.0
  • Politeness 10.0
  • Response Time(hr) 37.7
  •  --Last 90 Days(hr) N/A
  • Total Questions 102
 I can answer all questions regarding credit repair and credit scoring. My specialty is recovery from Bankruptcy.

Recent Answers

2012-02-08 short sale:

Dana,    There are numerous variables involved in your situation, so I'll identify some of them and make a couple of suggestions.    First, your transaction will probably be covered by NY law, so I can't

2012-02-05 Credit Repair:

Aneika,    Unfortunately, your situation is not uncommon, though there is not a single "one size fits all" solution.    In general, the longer you have a given account open, and meet the payment terms

2012-02-05 "date opened" was 2005 but is now 2011:

Andrea,    I have a couple of thoughts to suggest.    First, since State law determines some of the basic questions involved in the statute of limitations and the collections process, you would have to

2012-01-31 Bankruptcy?:

You've posed two questions, and let me respond in turn:    Any positive movement in your payment of outstanding balances will tend to improve your credit score over time, though it may be slow (months

2012-01-30 Bankruptcy?:

Cathy,    I've reviewed the information you sent, and have some thoughts about some information you left out, too.    It appears to me that your credit score is not the primary concern in moving forward

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