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James D. Clardy

I have spent the last twenty-five years saving homes from foreclosure in South Carolina. I have extensive experience negotiating with lenders. I have postponed foreclosures for up to four years before the lender finally gave in and let my client keep her home "This is my specialty". One should never give up, even if you think it’s impossible. I know the ropes and can slug it out with the best of them. I can answer questions about what “to do” and what “not to do” during the foreclosure process as well as the pre-foreclosure and post-foreclosure process.

Brian Pitcher

I can answer all questions in regards to short sales, strategic default, foreclosures, loan modifications, and most questions regarding real estate law.

Dennis Herman

I can answer questions on Real Estate such as question on writing an Offer to Purchase. What can go wrong after an offer is written? What is Buyer Agency and what will it do for me? What is a foreclosure? What is the difference between a foreclosure, a bank owned property and a short sale? What is the best way to locate a property? What steps can be taken to avoid foreclosure? How do Real Estate Agents get paid? How can I quickly build equity in a home? How do I view homes? What types of homes will have the best prices? How do I choose an agent? What types of financing are available?

Brian V. Lee, Esq.

Please note that I do not answer Private questions. All questions related to consumer and business bankruptcy, debt management, and personal finances are welcome. Serving clients in the DC-metropolitan area since 2005, I am licensed in Virginia and the District of Columbia. I have provided counsel to hundreds of clients with a wide variety of complex legal and financial issues. Feel free to visit my All About Bankruptcy blog for more information.

Tonya Snow-Saleeby

I am a Realtor® in Raleigh Durham area and have working knowledge of the market in Durham, Raleigh, Hillsborough, Chapel Hill, Bahama, Rougemont, Roxboro and surrounding areas. If it involves real estate, I can help you!! I have worked extensively with bank and HUD foreclosures, as well as short sales. In addition, I have worked with many first time homebuyers...providing them with valuable information and insight into the exciting first home purchase!!!

Recent Answers

2017-03-03 Cost basis after foreclosure:

Hi David.     I buy non performing notes from banks and foreclose on them and sell it as an reo or keep it as a rental. And my basis is what I bought it for not what the original loan amount was. Even

2017-02-08 Lender Using Insurance Claim to Pay Mortgage:

Hey Natalie,    Unfortunately your lender has the right to that check in the terms of the note that you signed when you bought the property or refinanced the property. Your options are to sell the property

2017-02-02 Real estate auction company:

Hey Art,    there are companies that now teach how to use I would always warn a buyer on any property to beware. Maybes advice is to use and agent in the area that you are buying in and they

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