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Life & Health Insurance/Experts

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Dave Bowman

U.S.
Available
I will answer questions of a general nature regarding life insurance, disability income insurance annuities (fixed and variable) and long term care insurance. Also, questions regarding estate analysis. No legal or accounting advice, as I am not a lawyer or a CPA. I do not sell health insurance, so have limited knowledge of the current status of that field.

Rob Drury

U.S.
Available
Retirement planning, tax qualified retirement plans (401(K), IRAs, etc.), mutual funds, insurance used in retirement planning, estate planning (tax planning, transfer of assets, creditor protection).

Tim Day

U.K.
Available
Any questions related to life insurance, income protection, critical illness cover, Family Income Benefit and many other UK specific personal protection.

Sergio Franco

U.S.
Available
Area of expertise is Senior Life Settlements and Viatical settlements. I can assist advisers in qualifying clients for these type of transactions. I can assist policyholders to determine if they are an appropriate candidate for these transactions and I can assist consumers if they are approached to invest in these type of transactions.

Steve Jurich

U.S.
Available
I can answer questions in depth on annuities--including all four types--immediate, fixed, fixed index, and variable. I can also answer in detail "what is a hybrid annuity?" What is "overfunded life" insurance and when does it make sense? What is the difference between "bank on yourself" and index universal life insurance? What are the advantages and disadvantages of annuity income riders? How do riders on annuities work, and are they worth it? How do I keep from disinheriting my heirs? I answer questions like these on two weekly radio shows in the Phoenix area.

Sheikh Saeed Ahmad

Pakistan
Available
I will appreciate questions regarding life insurance marketing and training to new agents.

John M. Buob

U.S.
Available
I am a tax planner, preparer and business owner. Spent many years in the life insurance business. I advised business owners on the the aspects of business owership and tax planning for their business. I DO NOT answer questions about the stock market.

Michael Feinberg, ChFC

Available
I am the Executive Director of Synergy Financial Services, focusing on life, disability and long term care insurance nationwide. I do not typically handle health-insurance related questions since they are typically local-based but I am always happy to try to answer any questions you may have on any of these topics.

Willard R. Brumbaugh, LUTCF, CSFP

U.S.
Available
I can handle questions concerning life insurance, it`s tax implications, how to determine what is appropriate, and how it fits in one`s estate and retirement planning.

David Clark

U.S.
Available
Questions relating to Life, Health Insurance, Annuities (all)

Gene Ramsay

U.S.
Available
I can answer questions from people regarding health, life, and voluntary insurance. I can also answer certain annuity questions, long-term care, medicare, vision, dental, group products, individual products, and certain carriers. Another area would be general discussion on an individual basis to determine need and help individuals make the right decisions for them. I can also field questions from other insurance providers about carriers I represent so we can do some business together and I am also willing to offer my thoughts on certain issues they may be having with clients/customers, etc.

Felicia Yesari

U.S.
Available
Characteristics of a product and applicability. Licensed in New York, Pennsylvania and Texas.

Michael Higgins

U.S.
Available
All questions pertaining to health insurance, whether group, individual/family, student, child-only, COBRA, HIPAA, Portability, dental. No expert knowledge in areas such as life insurance, disability, workman's compensation, auto, etc.

John Claborn

U.S.
Available
Any question on individual or employee-sponsored health insurance, Term life insurance, or Medicare questions. I cannot answer any question involving investment funded life insurance or any government-sponsored entitlement question that does not involve a private insurance company.

Marcy Tooker

U.S.
Available
I am qualified to answer questions regarding life insurance, health insurance, disability insurance, long term care and Medicare supplements. I can not answer questions regarding property & casualty insurance.

Lee Horner

U.S.
Available
Questions invited on "hard to insure" life cases; also universal life with living benefits, term with "money back" premium refund feature, and using universal life for retirement planning.

Eric Halverson

U.S.
Available
Can: Tax-Deferred Accumulation Tax-Free Retirement Income Streams Wealth Building Life Insurance Annuities 401k/403b/457b Rollovers IRA Roth-IRA Pensions Mortgage Review Reverse Mortgage Long-Term Care Individual Health Ins. Group Health Medicare Supplement Medicare Advantage (General) Cannot: Medicare Advantage Specifics Mutual Funds Variable Products Stocks

John (J.R.) McCollough

U.S.
Available
I can answer questions pertaining to Health and Medicare insurance for individual and/or family coverage, students, retired/separated military members, small businesses under 20 employees and seniors in the United States. Additionally, I can assist people in understanding their options if they've been turned down for insurance and do not know about what state and federal programs are available.

Gregory Chin

Canada
Available
I can answer questions on financial needs analysis and Insurance planning. (Health, Retirement, Education and Investment-linked) I can answer more specifically questions on products marketed in Singapore. For other countries, general questions on financial planning.

Tara Alexander

U.S.
Available
I help navigate medical benefits,analyze & dispute inaccurate medical bills,assist with health & wellness options, & I resolve claims and eligibility issues

William Hezzelwood

U.S.
Available
I can answer almost any question about life insurance, such as: 1) What kinds of life insurance are available? 2) I have an old policy that is in danger of lapsing...should I pay more money into it? 3) I think my insurance company is not treating me fairly...do I have grounds to sue them? 4) My agent has proposed that I buy insurance from company X...is that a good, reputable company?

Chad Donnelly

Canada
Available
I can answer questions specific to the employee benefits industry in Canada including: Life Insurance, Critical Illness Insurance, Long Term & Short Term Disability, Health, Dental, and Retirement plans. They may be questions from members of an employee benefits plan or for a business owner who has a plan or is interested in adding a plan for his/her employees.

Ronald Blau

U.S.
Available
Questions concerning Life, Health, Diability,Long Term Care Insurance and Reitement Income. I specialize in the senior market and can also answer questions about Medicare. I am located in Arizona and have licences in 22 states. I am active in placement of all personal and business forms of insurance. I work with many different carriers in all types of insurance including Life, Health, Disability and Long Term Care as well as financial planning.

Paul Walker

Available
I can answer most questions relating to Expatriate Medical and Health Insurance. UK Health Insurance and most Pan European Models. I am based in the UK but deal mainly with International Healthcare Plans.

Recent Answers

2016-07-17 Life insurance:

Dear Heather,    I do not know the age your son could receive life insurance proceeds in your state. In California the minimum age is 18. I suggest you contact a lawyer about setting up a trust with a

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