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Life & Health Insurance/Experts

ExpertAverage RatingsExpertise

Felicia Yesari

U.S.
Available
  • Knowledgeability 10.00
  • Clarity of Response 10.00
  • Politeness 10.00
  • Response Time(hr) 0.7
  •  --Last 90 Days(hr) 0.8
  • Total Questions 3
 Characteristics of a product and applicability. Licensed in New York, Pennsylvania and Texas.

Michael Higgins

U.S.
Available
  • Knowledgeability 9.96
  • Clarity of Response 9.95
  • Politeness 9.98
  • Response Time(hr) 6.7
  •  --Last 90 Days(hr) 14.2
  • Total Questions 312
 All questions pertaining to health insurance, whether group, individual/family, student, child-only, COBRA, HIPAA, Portability, dental. No expert knowledge in areas such as life insurance, disability, workman's compensation, auto, etc.

John Claborn

U.S.
Available
  • Knowledgeability N/A
  • Clarity of Response N/A
  • Politeness N/A
  • Response Time(hr) N/A
  •  --Last 90 Days(hr) N/A
  • Total Questions 0
 Any question on individual or employee-sponsored health insurance. Term, whole, or universal life. Fixed-indexed annuities. I can answer long-term care, Medicare, Medicaid, Chip, etc. questions. I cannot answer any question involving investment funded life insurance.

Dave Bowman

U.S.
Available
  • Knowledgeability 9.94
  • Clarity of Response 9.92
  • Politeness 9.94
  • Response Time(hr) 46.7
  •  --Last 90 Days(hr) 146.6
  • Total Questions 351
 I will answer questions of a general nature regarding life insurance, disability income insurance annuities (fixed and variable) and long term care insurance. Also, questions regarding estate analysis. No legal or accounting advice, as I am not a lawyer or a CPA. I do not sell health insurance, so have limited knowledge of the current status of that field.

John (J.R.) McCollough

U.S.
Available
  • Knowledgeability 9.89
  • Clarity of Response 9.84
  • Politeness 9.97
  • Response Time(hr) 49.4
  •  --Last 90 Days(hr) 59.7
  • Total Questions 103
 I can answer questions pertaining to Health and Medicare insurance for individual and/or family coverage, students, retired/separated military members, small businesses under 20 employees and seniors in the United States. Additionally, I can assist people in understanding their options if they've been turned down for insurance and do not know about what state and federal programs are available.

Chad Donnelly

Canada
Available
  • Knowledgeability 10.00
  • Clarity of Response 10.00
  • Politeness 10.00
  • Response Time(hr) 50.3
  •  --Last 90 Days(hr) 71.5
  • Total Questions 5
 I can answer questions specific to the employee benefits industry in Canada including: Life Insurance, Critical Illness Insurance, Long Term & Short Term Disability, Health, Dental, and Retirement plans. They may be questions from members of an employee benefits plan or for a business owner who has a plan or is interested in adding a plan for his/her employees.

Gregory Chin

Canada
Available
  • Knowledgeability 10.00
  • Clarity of Response 10.00
  • Politeness 10.00
  • Response Time(hr) 41.0
  •  --Last 90 Days(hr) 78.5
  • Total Questions 20
 I can answer questions on financial needs analysis and Insurance planning. (Health, Retirement, Education and Investment-linked) I can answer more specifically questions on products marketed in Singapore. For other countries, general questions on financial planning.

Ronald Blau

U.S.
Available
  • Knowledgeability 9.88
  • Clarity of Response 9.96
  • Politeness 10.00
  • Response Time(hr) 6.7
  •  --Last 90 Days(hr) 4.0
  • Total Questions 85
 General questions concerning Life, Health, Diability and Long Term Care Insurance. I specialize in the senior market and can also answer questions about Medicare. I am located in Arizona and have licences in 16 states. I am active in placement of all personal and business forms of insurance. I work with many different carriers in all types of insurance including Life, Health, Disability and Long Term Care as well as financial planning.

Willard R. Brumbaugh, LUTCF, CSFP

U.S.
Available
  • Knowledgeability 9.93
  • Clarity of Response 9.86
  • Politeness 10.0
  • Response Time(hr) 15.9
  •  --Last 90 Days(hr) 23.8
  • Total Questions 613
 I can handle questions concerning life insurance, it`s tax implications, how to determine what is appropriate, and how it fits in one`s estate and retirement planning.

David Clark

U.S.
Available
  • Knowledgeability 10.00
  • Clarity of Response 10.00
  • Politeness 10.00
  • Response Time(hr) 33.1
  •  --Last 90 Days(hr) 1274.7
  • Total Questions 16
 Questions relating to Life, Health Insurance, Annuities (all)

leboyd

U.S.
Available
  • Knowledgeability 9.68
  • Clarity of Response 9.71
  • Politeness 9.92
  • Response Time(hr) 21.0
  •  --Last 90 Days(hr) N/A
  • Total Questions 181
 I can answer questions relating to life insurance, estate planning, business succession/continuity planning and tax-effecient retirement planning. I have advised clients for many years on these areas, and how they relate to life insurance. Likewise, I have worked with many on Long-Term Care needs.

Sheikh Saeed Ahmad

Pakistan
Available
  • Knowledgeability 9.91
  • Clarity of Response 9.96
  • Politeness 10.00
  • Response Time(hr) 82.1
  •  --Last 90 Days(hr) 78.4
  • Total Questions 163
 I will appreciate questions regarding life insurance marketing and training to new agents.

John M. Buob

U.S.
Available
  • Knowledgeability 9.93
  • Clarity of Response 9.90
  • Politeness 10.00
  • Response Time(hr) 11.6
  •  --Last 90 Days(hr) 132.6
  • Total Questions 278
 I am a tax planner, preparer and business owner. Spent many years in the life insurance business. I advised business owners on the the aspects of business owership and tax planning for their business. I DO NOT answer questions about the stock market.

Sergio Franco

U.S.
Available
  • Knowledgeability 10.0
  • Clarity of Response 10.0
  • Politeness 10.0
  • Response Time(hr) 61.1
  •  --Last 90 Days(hr) 102.0
  • Total Questions 27
 Area of expertise is Senior Life Settlements and Viatical settlements. I can assist advisers in qualifying clients for these type of transactions. I can assist policyholders to determine if they are an appropriate candidate for these transactions and I can assist consumers if they are approached to invest in these type of transactions.

Paul Walker

Available
  • Knowledgeability 9.71
  • Clarity of Response 9.71
  • Politeness 10.00
  • Response Time(hr) 32.8
  •  --Last 90 Days(hr) 31.9
  • Total Questions 55
 I can answer most questions relating to Expatriate Medical and Health Insurance. UK Health Insurance and most Pan European Models. I am based in the UK but deal mainly with International Healthcare Plans.

Michael Feinberg, ChFC

Available
  • Knowledgeability 9.85
  • Clarity of Response 9.81
  • Politeness 9.90
  • Response Time(hr) 16.3
  •  --Last 90 Days(hr) 0.6
  • Total Questions 496
 I am the Executive Director of Synergy Financial Services, focusing on life, disability and long term care insurance nationwide. I do not typically handle health-insurance related questions since they are typically local-based but I am always happy to try to answer any questions you may have on any of these topics.

Gene Ramsay

U.S.
Available
  • Knowledgeability 9.86
  • Clarity of Response 9.90
  • Politeness 10.0
  • Response Time(hr) 40.1
  •  --Last 90 Days(hr) 26.0
  • Total Questions 262
 I can answer questions from people regarding health, life, and voluntary insurance. I can also answer certain annuity questions, long-term care, medicare, vision, dental, group products, individual products, and certain carriers. Another area would be general discussion on an individual basis to determine need and help individuals make the right decisions for them. I can also field questions from other insurance providers about carriers I represent so we can do some business together and I am also willing to offer my thoughts on certain issues they may be having with clients/customers, etc.

Recent Answers

2012-02-07 Health Insurance:

Hi Andy,         I'm sorry for the late response. I just got back from a vacation. Check with the local Blue Cross Blue Shield company in your area and ask about their Guaranteed Issue plan.  I've used

2012-01-24 Old policy:

Dear Allan:    If you got a check, keep it.  You should call the telephone number from Victory Life and find out the details of the decreasing life.    This could me that each year the amount of coverage

2012-01-23 Cashing in a Victory Life Insurance of Chicago:

Hi William,    Check First!    No harm in asking, but there are several different terms which could lie behind the policy.    Indeed, it may be subject to a set term or indeed a trust of some type, therefore

2012-01-21 Limited medical indemnity vs major medical:

Shirley:    I am assuming, "Limited Medical," is a type of health insurance coverage offered in your state, or possibly a California state program. (I own an insurance agency in Arizona, selling policies

2012-01-18 life insurance on partner:

Dear Dorothy,    Yes, however, he must sign the application as the potential insured. One other thing, unless there is some other fact that I am not aware of, you should sign the application as the owner

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