You are here:

Living on a Budget, Saving Money/Experts

ExpertAverage RatingsExpertise

Ericka Joseph

The budget is a guaranteed way to track your money and develop money discipline. I am open to answering any questions which concern customization of a budget and using tools to help you stay discipline. I will also answer about creating and maintaining an emergency fund. Although I can speak about long-term financial planning and investing, I will choose to only focus on the fundamentals I use for my financial success, at this time.


I prefer to answer only public questions so all can benefit . there is a donation button.but its not necessary for you to donate to ask me a question. if you want to donate. it will go to my daughters education fund and I thank you. Questions related to credit card management and use of credit to achieve your financial goals I have found on google that my screename has been linked to some garbage financial sites, that I have nothing to do with Please ask me to verify this if you are not sure and let me know who is making any claims so i can sue their asses off this is my website or my blog


I can answer questions about personal budgeting, methods, tips, banking and insurance.

Tim West

Budgeting, credit, collections, basic insurance and investing. Small business budgeting basic will and estate planning.

Gary C. Dunn

I can answer questions about where to travel and live rent-free in the US or other countries. I have been publishing rent-free living opportunities world-wide since 1983. It`s a great way to save money when you can housesit for someone!

Kindred Beisinger penname K D Elizabeth Beisinger

On Vacation
returns 03/14/2017
I can answer questions pertaining to budgeting, savings, debt reduction, and total freedom from debt. I can assist in prioritizing expenses and obligations. I am willing to share and offer guidance in realistic money management, modest investments, and financial freedom. I am not an investment counselor, broker or accountant, I am a missionary that does not do fund raisers or ask for donations.

Recent Answers

2016-12-06 Building Credit:

Here is how your score is determined-  Payment history (35%)  Amounts owed (30%)  Length of credit history (15%)  Credit mix in use (10%)  New credit (10%)  More info here

2016-11-29 Play it safe?:

Dear Bill,    It sounds like you are wise in your money management.  It sounds like your thirteen year old car has served you well, but has reached the "nickel and dime" stage, which as we all know, will

More Answers in Category Living on a Budget, Saving Money

Living on a Budget, Saving Money

All Answers

Answers by Expert:

Ask Experts


©2017 All rights reserved.