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Has your medical insurance company denied your claim and refuses to pay? Have you received a pre-authorization and still your insurance company refuses to pay? How can you get your insurance company to reverse a denied claim? How do you get a provider to waive your copayment if you are financially unable to pay? Can a provider sue you for a unpaid bill and will they? Can a provider send me to a collection agency for a medical bill? If my insurance company does not pay, am I responsible? If you have these questions or others on why your insurance company is not paying your bills, I can help. I can give you "tricks of the trade" to get your insurance company to pay. I have limited knowledge on Medicare and Medicaid and that is not my expertise. Each state is very different regarding Medicare and Medicaid so you need to review their website when you have questions. So please no Medicare or Medicaid questions!!

Jeremy Rothpearl

Life Insurance questions Medicare questions


I can answer questions about private health insurance plans (including plans purchased on exchanges) as well as Medicare, including Medicare Advantage plans, Medigap coverage and Medicare Part D. I can answer questions about Medicare beneficiaries' eligibility for Medicaid. I cannot answer questions about Medicaid in general or life insurance.

Cindy Hopp

As an expert in Medicare supplemental insurance, I can help you decide which plan is best for you. If you are turning 65 or your rates are just too high, let me shop for you and give you your options. I can also assist the under-65 for their health insurance options. Please include the State you live in.

Joy B. Hicks, MBA, CPM

As a Medical Office Expert, I can answer any question related to the medical office from the prospective of hospital and physician office staff and patients.

Merry Schiff

I am very familar with Medicare and general insurance questions. I can answer general questions about HMO's.

Recent Answers

2016-09-23 health insurance:

Hi John, thank you for the question.  It appears you've done a marvelous job of navigating the website as well as your goals and intentions!  Good job.  The only other thing I would advise is to talk with

2016-09-22 who will I get a bill from?:

Its possible that you may receive a bill for charges in addition to the $166. Some procedures, supplies, and medication are not covered by Medicare and depending on your supplemental policy, they may deny

2016-09-19 PCOD and Medicaid: sorry to hear about your daughter. Medicaid eligibility goes by income or lack of. It has nothing to do with the diagnosis. Please encourage her to contact the Medicaid office in her state to get

2016-08-29 Insurance Billing:

Hi John,     Best thing to do is to ask the Dr for a copy of all your bills and review each one with explanation of benefits from your insurance company.  Many insurance companies now allow you to view

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