You are here:

Property & Casualty Insurance/Experts

ExpertAverage RatingsExpertise

Deanna Terry

U.S.
Available
  • Knowledgeability 9.86
  • Clarity of Response 9.94
  • Politeness 10.00
  • Response Time(hr) 24.1
  •  --Last 90 Days(hr) 18.4
  • Total Questions 407
 I am qualified to answer questions about home owners personal property claims, especially fire claims. I am able to answer questions about A.C.V vs. Replacement Cost as well as the reality behind cleaning and restoration. I can answer questions regarding policy compliance as well as questions of what to do when you don't agree with the insurance company's adjuster.

Hal McFarland, CIC, ARM

U.S.
Available
  • Knowledgeability 10.00
  • Clarity of Response 10.00
  • Politeness 10.00
  • Response Time(hr) 10.9
  •  --Last 90 Days(hr) 3.7
  • Total Questions 79
 Business insurance issues - Property/Liability/Commercial Auto/Workers' Compensation/Group Major Medical.

Dennis Smith

U.S.
Available
  • Knowledgeability 10.00
  • Clarity of Response 9.92
  • Politeness 10.00
  • Response Time(hr) 26.7
  •  --Last 90 Days(hr) 43.5
  • Total Questions 26
 I am a licensed General Lines Agent in the state of Texas. I can help answer questions concerning auto, home, life, and long term care insurance. Each state has their own insurance laws, regulations, and policies. In order to help you the best way possible please only ask me questions pertaining to Texas insurance policies.

Fred Morris

U.S.
Available
  • Knowledgeability 10.00
  • Clarity of Response 10.00
  • Politeness 10.00
  • Response Time(hr) 53.1
  •  --Last 90 Days(hr) 790.6
  • Total Questions 57
 SPECIALIZING IN NEVADA, PARTICULARLY THE LAS VEGAS AREA. PEOPLE WITH ACCIDENTS, TICKETS, DUI, SR22. I CAN GIVE THEM FREE QUOTES ON ALL TYPES OF AUTO AND HOME INS. INSUREDS WHO ARE BEING CANCELLED BY THEIR PRESENT CARRIERS. I ALSO SPECIALIZE IN CIVIL SERVICE EMPLOYEES.

James R Carrier

U.S.
Available
  • Knowledgeability 9.89
  • Clarity of Response 9.89
  • Politeness 9.97
  • Response Time(hr) 36.0
  •  --Last 90 Days(hr) 33.9
  • Total Questions 180
 I'm an insurance adjuster. If you have had an insurance loss your in the right place. Insurance coverages is not my forte, you would want to ask one of the other experts who are insurance agents. I'm able to answer questions regarding coverage, damage valuation, basically anything to do with property & casualty. My expertise is accessing damage putting a valuation on that damage and proving damage to an insurance company adjuster on behalf of a homeowner or business owner. I'm able to answer or get the answer regarding underwriting. Please no questions on automobile coverage you know more than me in that area.

James R. Berliner, CPCU

U.S.
Available
  • Knowledgeability 9.94
  • Clarity of Response 9.93
  • Politeness 9.97
  • Response Time(hr) 23.8
  •  --Last 90 Days(hr) 57.2
  • Total Questions 461
 My specialty is personal and busines insurance, relating to the property and casualty field. Homeowners, Auto, Business Auto, Workers Compensation, Business Interruption, Crime, Directors & Officers Liability, Employment Practices Liability, Professional Liability, General Liability, Umbrella Liability, etc.

Dominick Belinchak

U.S.
Available
  • Knowledgeability 10.00
  • Clarity of Response 9.78
  • Politeness 10.00
  • Response Time(hr) 18.3
  •  --Last 90 Days(hr) 13.6
  • Total Questions 38
 Property & Casualty Insurance Claims -- Residential & Commercial. Combined, the public adjusters on our team have worked on behalf of 20+ different insurance companies. We've adjusted thousands of claims including residential & commercial losses that involve business interruption, fire, smoke, pipe break, hurricane, sinkhole, flood, water damage, mold, theft, vandalism, rental properties, appliance water leaks and others. Unfortunately, we've seen firsthand how insurance company adjusters deny, delay and underpay on legitimate claims. That's why we no longer work for them! If you are hitting a "brick wall" or if you just have a question, please feel to ask. We're here to help you!

steve zimmerman

U.S.
Available
  • Knowledgeability 9.67
  • Clarity of Response 9.92
  • Politeness 9.92
  • Response Time(hr) 9.8
  •  --Last 90 Days(hr) 4.0
  • Total Questions 153
 Can answer questions relating to auto, single family home, and condominium insurance. Can answer general questions, and an expert on policies in florida

Wim Desmadryl

Belgium
Available
  • Knowledgeability 10.00
  • Clarity of Response 10.00
  • Politeness 10.00
  • Response Time(hr) 57.5
  •  --Last 90 Days(hr) 12.2
  • Total Questions 32
 I can answer all questions concerning BELGIAN Insurance problems. Such as insurance-law, prices, claims, expertises,... . Please send me the questions in DUTCH. Thank you.

Jay K. Williams, AAI, AIP, CIC, CRM

U.S.
Available
  • Knowledgeability 9.95
  • Clarity of Response 9.94
  • Politeness 10.00
  • Response Time(hr) 17.6
  •  --Last 90 Days(hr) 28.0
  • Total Questions 768
 I can answer questions relating to the following coverages: personal auto; homeowners; commercial auto; commercial liability; commercial property; business income and all other property and casualty coverages.

Harold E. Long, LUTCF, CLU, ChFC, RFC, RHU, REBC, CIC

U.S.
Available
  • Knowledgeability 9.77
  • Clarity of Response 10.00
  • Politeness 10.00
  • Response Time(hr) 46.9
  •  --Last 90 Days(hr) 51.5
  • Total Questions 178
 Auto, home, Life, Health, Disability, and Long-term Care Insurance, general questions about coverage and policy language.

Noah Bank

U.S.
Available
  • Knowledgeability 9.00
  • Clarity of Response 10.00
  • Politeness 10.00
  • Response Time(hr) 48.4
  •  --Last 90 Days(hr) 0.4
  • Total Questions 8
 Personal, Business, Property & Professional Insurance Related questions. (Property & Casualty)

Kristen Mulcahy, CIC

Available
  • Knowledgeability 9.94
  • Clarity of Response 9.95
  • Politeness 10.0
  • Response Time(hr) 25.9
  •  --Last 90 Days(hr) 100.8
  • Total Questions 519
 My specialty is commercial insurance for business owners. I can answer questions regarding liability, property, auto, workers compensation, directors and officers, umbrellas and risk management for all types of businesses. Risk management or loss control, is taking measures to reduce the chances of a loss in the first place or, helping you prevent it from happening again. Insurance can be complicated and confusing and there are no stupid questions! I own a Risk Management company in New England that provides insurance consultations to business owners and sight inspections for insurance companies.

Kevin Hromas - JD, EGA, RPA, PLCS, WIND Umpire

U.S.
Available
  • Knowledgeability 10.00
  • Clarity of Response 10.00
  • Politeness 10.00
  • Response Time(hr) 5.2
  •  --Last 90 Days(hr) 6.7
  • Total Questions 27
 Insurance related issues for both commercial and residential property coverage. I am a licensed, executive general adjuster currently holding a Texas resident P&C license (614250), New Mexico non-resident all lines license (248774), Oklahoma non-resident P/F/M license (A299561), Florida non-resident P&C license (E117051) and a National Flood Insurance Program certification (06040100). My areas of expertise involve property and casualty issues in both residential and commercial policies with regards to claims practices and issues. I deal extensively with Lloyd's of London commercial policies and various domestic carriers for residential policies.

Philip Kukish

U.S.
Available
  • Knowledgeability N/A
  • Clarity of Response N/A
  • Politeness N/A
  • Response Time(hr) N/A
  •  --Last 90 Days(hr) N/A
  • Total Questions 2
 Personal insurance: automobile, property, life insurance, income replacement/disability insurance, annuity retirement planning, estate conservation and creation. Business insurance planning Employer and Association Voluntary benefit planning.

Recent Answers

2012-02-08 CGL - Employment Related Practices Exclusion:

Norma,    The key issue in determining if this was an act that truly meets the definition of "employment-related practice" is whether it really was a company practice. Was the practice of "pooling" tips

2012-02-01 4,000+ Sq Ft of HW Floors = $3000???:

Rachel,    In all likelihood, the adjusters used an estimating platform called Xactimate(r). This is an estimating system that is used both by insurance carriers and contractors around the country. The

2012-01-27 Hiring Handyman:

Dear Robert,     Sorry for the delayed response. I was out of town and forgot to set my "away" message. Hope you understand!  To answer your question, I always tell a client to only hire a Licensed workman

2012-01-12 Lost Jewelry:

Hi Dave,    Sorry to hear about the loss...    Honest and forthcoming is always best.  You should have no problem with this claim. They will not make you wait a certain time, and if you have the earring

2012-01-11 Black Mold: No Fault Of Own:

Anthony,    Sorry to hear about the mess you have on your hands! This sounds like a major problem and unfortunately, there isn't an easy and clear-cut answer.    First off, condominium ownership creates

More Answers in Category Property & Casualty Insurance


Property & Casualty Insurance

All Answers

Answers by Expert:

Ask Experts

Volunteer

©2012 About.com, a part of The New York Times Company. All rights reserved.