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Property & Casualty Insurance/Experts

Expert	Average Ratings	Expertise
Kristen Mulcahy, CIC Available View Profile Ask A Question View Past Answers	Knowledgeability 9.95 Clarity of Response 9.95 Timeliness 9.94 Politeness 9.98 Total Questions 426	My specialty is commercial insurance for business owners. I can answer questions regarding liability, property, auto, workers compensation, directors and officers, umbrellas and risk management for all types of businesses. Risk management or loss control, is taking measures to reduce the chances of a loss in the first place or, helping you prevent it from happening again. Insurance can be complicated and confusing and there are no stupid questions! I own a Risk Management company in New England that provides insurance consultations to business owners and sight inspections for insurance companies.
Hal McFarland, CIC, ARM U.S. Available View Profile Ask A Question View Past Answers	Knowledgeability 10.0 Clarity of Response 10.0 Timeliness 10.0 Politeness 10.0 Total Questions 56	Business insurance issues - Property/Liability/Commercial Auto/Workers' Compensation/Group Major Medical.
James R Carrier U.S. Available View Profile Ask A Question View Past Answers	Knowledgeability 9.86 Clarity of Response 9.93 Timeliness 9.93 Politeness 10.0 Total Questions 77	I'm an insurance adjuster, I'm able to answer questions regarding coverage, damage valuation, or anything to do with property & casualty in the State of Michigan. In other states I can answer general questions but insurance policies are written slightly different depending on insurance law in a particular state. Most questions however I would be able to answer or have the ability to get an answer.
Deanna Terry U.S. Available View Profile Ask A Question View Past Answers	Knowledgeability 9.90 Clarity of Response 9.97 Timeliness 9.87 Politeness 10.0 Total Questions 277	I am qualified to answer questions about home owners personal property claims, especially fire claims. I am able to answer questions about A.C.V vs. Replacement Cost as well as the reality behind cleaning and restoration. I can answer questions regarding policy compliance as well as questions of what to do when you don't agree with the insurance company's adjuster.
Thom Brooks U.S. Available View Profile Ask A Question View Past Answers	Knowledgeability 10.0 Clarity of Response 9.93 Timeliness 9.97 Politeness 10.0 Total Questions 446	I can answer many inquiries on Property & Casualty, or Life and Health Insurance.
Ronald Hicks, CIC, CRIS U.S. Available View Profile Ask A Question View Past Answers	Knowledgeability 10.0 Clarity of Response 10.0 Timeliness 10.0 Politeness 10.0 Total Questions 27	I can answer questions regarding commercial insurance. My experience is geared toward construction risks. General Contractors, heavy contstruction, subs and the real estate they build. I also have a great handle on risk management including, safety programs, contractual risk transfer, cost segregation, benchmarking, claims management, and subscribe to the Total Cost of Risk theory in cost containment.
Harold E. Long, LUTCF, CLU, ChFC, RFC, RHU, REBC, CIC U.S. Available View Profile Ask A Question View Past Answers	Knowledgeability 9.83 Clarity of Response 10.0 Timeliness 9.48 Politeness 10.0 Total Questions 131	Auto, home, Life, Health, Disability, and Long-term Care Insurance, general questions about coverage and policy language.
Fred Morris Available View Profile Ask A Question View Past Answers	Knowledgeability 10.0 Clarity of Response 10.0 Timeliness 10.0 Politeness 10.0 Total Questions 49	SPECIALIZING IN NEVADA, PARTICULARLY THE LAS VEGAS AREA. PEOPLE WITH ACCIDENTS, TICKETS, DUI, SR22. I CAN GIVE THEM FREE QUOTES ON ALL TYPES OF AUTO AND HOME INS. INSUREDS WHO ARE BEING CANCELLED BY THEIR PRESENT CARRIERS. I ALSO SPECIALIZE IN CIVIL SERVICE EMPLOYEES.
steve zimmerman U.S. Available View Profile Ask A Question View Past Answers	Knowledgeability 9.80 Clarity of Response 10.0 Timeliness 10.0 Politeness 10.0 Total Questions 119	Can answer questions relating to auto, single family home, and condominium insurance. Can answer general questions, and an expert on policies in florida
Jay K. Williams, AAI, AIP, CIC, CRM U.S. Available View Profile Ask A Question View Past Answers	Knowledgeability 9.96 Clarity of Response 9.97 Timeliness 10.0 Politeness 10.0 Total Questions 488	I can answer questions relating to the following coverages: personal auto; homeowners; commercial auto; commercial liability; commercial property; business income and all other property and casualty coverages.
James R. Berliner, CPCU U.S. On Vacation returns 11/22/2009 View Profile View Past Answers	Knowledgeability 9.92 Clarity of Response 9.96 Timeliness 9.93 Politeness 9.97 Total Questions 379	My specialty is personal and busines insurance, relating to the property and casualty field. Homeowners, Auto, Business Auto, Workers Compensation, Business Interruption, Crime, Directors & Officers Liability, Employment Practices Liability, Professional Liability, General Liability, Umbrella Liability, etc.

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Recent Answers

2009-11-18 Insurance waiver:

Naomi, hello! If you will send an email to me at CompnyBiz@aol.com I will email a 12 page lease agreement I've used on a house of mine in Sebring, Florida (no charge and no strings!!). You will

2009-11-18 Personal Property Foster Children:

Hi Deanna, First of all, I think the company would be out of their mind to may a check payable to the case worker. Imagine the fraud that could take place there. If there was property of mine

2009-11-18 Water Damage FL Condo:

Leah, The Statute refers to whose responsibility it is to insure specific items. It really does not speak directly to your situation. Here is the portion of the Statute. If you want to read the whole

2009-11-18 Water Damage FL Condo:

Hi Leah, This is only my personal opinion because I am not a lawyer. I think lawyers have a tendency to send "scary" letters when they don't really have a good case. They hope that it will make you

2009-11-17 Water Damage FL Condo:

Hi Leah, I did get your question earlier but I'd rather get it twice than not get it at all. Your neighbor can complain all he wants, but technically, unless you knew there was a problem with the