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Real Estate Home Mortgages/Experts

ExpertAverage RatingsExpertise

Wade Conway

U.S.
Available
  • Knowledgeability 9.75
  • Clarity of Response 9.83
  • Politeness 10.00
  • Response Time(hr) 45.0
  •  --Last 90 Days(hr) 53.3
  • Total Questions 48
 Conventional Mortgages, FHA Loans, Credit Questions, Qualification, Credit Repair, Credit Score, Loan Types, Interest Rates, Market Movement, Lock or Float, Mortgage backed Securities, Federal Reserve, Secondary Market, Brokering, Lending

Brian Beardsley

U.S.
Available
  • Knowledgeability 9.89
  • Clarity of Response 9.88
  • Politeness 9.97
  • Response Time(hr) 21.5
  •  --Last 90 Days(hr) 12.7
  • Total Questions 274
 Most creative financing / conventional financing questions

Joe Almirantearena

U.S.
Available
  • Knowledgeability 9.85
  • Clarity of Response 9.85
  • Politeness 10.0
  • Response Time(hr) 17.9
  •  --Last 90 Days(hr) 24.7
  • Total Questions 143
 I can provide all the mortgage information you need to make an informed decision about obtaining a mortgage in California.

Brian HAHN

Available
  • Knowledgeability 9.84
  • Clarity of Response 9.92
  • Politeness 9.95
  • Response Time(hr) 9.7
  •  --Last 90 Days(hr) 7.4
  • Total Questions 1005
 I am a mortgage banker/loan officer.Have top knowledge of all types of mortgage loans.Can assist nearly anyone looking to finance a residential property.I enjoy traveling [Society Islands (Tahiti, Bora Bora), Hawaii (Maui) and Africa (Zimbabwe)].I keep detailed information on adventures and am willing to share this information with others.{{Bachelor of Science in Business Administration from the University of Iowa, 1986"

Al Rodenburg

U.S.
Available
  • Knowledgeability 9.76
  • Clarity of Response 9.90
  • Politeness 9.98
  • Response Time(hr) 27.4
  •  --Last 90 Days(hr) 82.0
  • Total Questions 232
 Now that we are heading into mid-2011, there does not seem to be an end in sight to the sagging housing market. In addition, we have definitely seen the end of historically low rates - as the government heads rapidly to exiting support for (GSE's) FannieMae and FreddieMac. I wish I could assure you that things will get better soon, but it doesn't seem like we will be poised for upward momentum until late 2012. =============================== 2010 portends a turn around in mortgage lending; there is great pressure to make certain that things stabilize and that loans become more readily available; however, don't expect subprime loans to ever come back; whereas I expect that once things are on a little more concrete foundation, the Alt-A market will come back, albeit not with such aggressive LTV's or documentation "guidelines". There is a crying need to for a non-GSE related lender to step forward in the former Alt-A market to work with investors that have more than 4 financed properties. There has been lip service from the GSE's but if you have more than 4 there does not seem to be any chance of getting reasonable financing.(private hard money lenders are .....

Mark Schow

U.S.
Available
  • Knowledgeability 10.00
  • Clarity of Response 10.00
  • Politeness 10.00
  • Response Time(hr) 14.1
  •  --Last 90 Days(hr) 10.2
  • Total Questions 39
 Can: reverse mortgage, mortgages of all types, debt management and settlement, foreclosure problems, real estate investment strategies. Can't: real estate law, standard banking outside mortgage and debt.

Tom Burris

U.S.
Available
  • Knowledgeability 9.92
  • Clarity of Response 9.94
  • Politeness 10.0
  • Response Time(hr) 12.7
  •  --Last 90 Days(hr) 16.1
  • Total Questions 353
 I can answer any question regarding Mortgage loans for Purchase or Refinance. I currently work as a Mortgage Banker in Dallas, TX and have experience as a Mortgage Broker. The favorite part of my job is helping First Time Home Buyers. I also consider myself an expert of Credit and Credit Qualifying for a home loan. Many of my loans are the result of showing clients how to credit qualify for a loan after they were denied in the past. We do FHA, VA & Conventional Financing. I have extensive experience in Investor Loans as well. I will NOT answer questions about 'getting around guidelines', ect. Or if I sense that you are trying to call your 'investment' property a primary residence, I will reject the question. I will ALWAYS err on the side of caution if I sense that the question is fraudulent in nature.

Eric Forster

U.S.
Available
  • Knowledgeability 9.94
  • Clarity of Response 9.94
  • Politeness 10.00
  • Response Time(hr) 8.7
  •  --Last 90 Days(hr) 6.5
  • Total Questions 756
 Did your last mortgage broker or lender trick you into a messy situation which could cost you your home? I've been close to 30 years in the mortgage industry, and I've seen it all. Believe me, it is not pretty. As the owner of a mortgage company I am called frequently to testify as an expert witness in mortgage fraud cases and other cases where lenders did not fully disclose the terms of the loans they were offering to the borrowers. I have seen fraud being committed by borrowers - and by lenders. It's a tough world out there. And by the way - you are invited to visit my website, www.real-estate-expert-witness.net.

Recent Answers

2012-02-07 Fifth Third Bank Refinancing:

Sallie,    Banks are heavily regulated, and to some extent they are all reputable. Most of the problems you read about in the newspapers have to do with certain "bad apple" employees, and as you know,

2012-02-07 Fifth Third Bank Refinancing:

Fifth Third has been around for a long time and i have never heard anything to make me think they are not reputable.  They will likely sell the mortgage to fannie, freddie or fha which is what most brokers

2012-02-04 mortgage:

I am not sure I understand the question. If you are asking if you can take out a mortgage on the home purchased in Florida, and then sell it some short time later, I don't know of anything that would keep

2012-01-23 Va Streamline:

The appraisal is required by the bank, not by the VA. In some areas that have not gone through a real estate slump, VA streamline loans are offered without the appraisal requirement, but that is not the

2012-01-21 Va Streamline:

Susan,    I assume that what your lender calls a "discharge fee" is what most lenders call a reconveyance fee. Since your old VA loan is being replaced with a new one, a reconveyance deed must be recorded

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About Real Estate Home Mortgages
This topic answers questions related to purchasing a home, owning a home, home ownership, mortgage education, mortgage applications, and mortgage needs whether buying a first home or refinancing a current loan. Issues related to home ownership, home equity, mortgage education, refinacing options, home improvment finacing, first time home loans, home equity loans, vactation home loans, and mortgages for investment homes are dealt with here also. Though not the primary focus of this topic, Home Equity Lines of Credits (HELOCS), reverse mortgages, and calculating home equity may also be asked. If you do not see your home mortgae, home finacing, or home equity question answered in this area then please ask a question here

Real Estate Home Mortgages

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