You are here:

Real Estate Home Mortgages/Experts

ExpertAverage RatingsExpertise

Brian Beardsley

U.S.
Available
  • Knowledgeability 9.90
  • Clarity of Response 9.88
  • Timeliness 10.0
  • Politeness 9.96
  • Total Questions 215
 Most creative financing / conventional financing questions

Jim Hoepf

U.S.
Available
  • Knowledgeability 10.0
  • Clarity of Response 10.0
  • Timeliness 10.0
  • Politeness 10.0
  • Total Questions 111
 I have a diverse background that allows me to answer questions regarding underwriting, collections and industry changes.

Wade Conway

U.S.
Available
  • Knowledgeability N/A
  • Clarity of Response N/A
  • Timeliness N/A
  • Politeness N/A
  • Total Questions 2
 Conventional Mortgages, FHA Loans, Credit Questions, Qualification, Credit Repair, Credit Score, Loan Types, Interest Rates, Market Movement, Lock or Float, Mortgage backed Securities, Federal Reserve, Secondary Market, Brokering, Lending

Tom Burris

U.S.
Available
  • Knowledgeability 9.90
  • Clarity of Response 9.93
  • Timeliness 9.98
  • Politeness 9.98
  • Total Questions 233
 I can answer any question regarding Mortgage loans for Purchase or Refinance. I currently work as a Mortgage Banker in Dallas, TX and have experience as a Mortgage Broker. The favorite part of my job is helping First Time Home Buyers. I also consider myself an expert of Credit and Credit Qualifying for a home loan. Many of my loans are the result of showing clients how to credit qualify for a loan after they were denied in the past. We do FHA, VA, Conventional & Subprime Financing. I have extensive experience in Investor Loans as well. I will NOT answer questions about 'getting around guidelines', ect. Or if I sense that you are trying to call your 'investment' property a primary residence, I will reject the question. I will ALWAYS err on the side of caution if I sense that the question is fraudulent in nature.

Joe Almirantearena

U.S.
Available
  • Knowledgeability 9.85
  • Clarity of Response 9.85
  • Timeliness 10.0
  • Politeness 10.0
  • Total Questions 116
 I can provide all the mortgage information you need to make an informed decision about obtaining a mortgage in California.

Brian HAHN

Available
  • Knowledgeability 9.84
  • Clarity of Response 9.92
  • Timeliness 9.96
  • Politeness 9.95
  • Total Questions 930
 I am a mortgage banker/loan officer.Have top knowledge of all types of mortgage loans.Can assist nearly anyone looking to finance a residential property.I enjoy traveling [Society Islands (Tahiti, Bora Bora), Hawaii (Maui) and Africa (Zimbabwe)].I keep detailed information on adventures and am willing to share this information with others.{{Bachelor of Science in Business Administration from the University of Iowa, 1986"

Denise Monaco

U.S.
Available
  • Knowledgeability 9.98
  • Clarity of Response 9.98
  • Timeliness 10.0
  • Politeness 10.0
  • Total Questions 212
 I can answer questions about home mortgage financing, the difference between a mortgage banker and a mortgage broker, fees involved in purchasing a home and refinancing a home or obtaining a home equity loan and the difference between a 1st & 2nd mortgage and the option to have PMI (Private Mortgage Insurance) Jumbo loans, conforming and non-conforming loans.

Eric Forster

U.S.
Available
  • Knowledgeability 9.94
  • Clarity of Response 9.94
  • Timeliness 9.98
  • Politeness 10.0
  • Total Questions 619
 Did your last mortgage broker or lender trick you into a messy situation which could cost you your home? I've been close to 30 years in the mortgage industry, and I've seen it all. Believe me, it is not pretty. As the owner of a mortgage company I am called frequently to testify as an expert witness in mortgage fraud cases and other cases where lenders did not fully disclose the terms of the loans they were offering to the borrowers. I have seen fraud being committed by borrowers - and by lenders. It's a tough world out there.

Jim Root

U.S.
Available
  • Knowledgeability 9.91
  • Clarity of Response 9.93
  • Timeliness 9.97
  • Politeness 10.0
  • Total Questions 230
 Real Estate Financing of all types/styles--Government & Quasi-Governmental loan such as FHA & VA; Conventional "Fannie Mae" & "Freddie Mac"-backed Mortgages & all sorts of "Creative Financing" techniques! Credit Underwriting & Property Value & Condition Requirements of standard Home Loan Programs. Purchase Money Mortgages or Refinancing! Gale, shown with me here, has been a licensed Real Estate Agent & Office Administrator & my Research Assistant over the years!

Aleem

Canada
Available
  • Knowledgeability 10.0
  • Clarity of Response 10.0
  • Timeliness 10.0
  • Politeness 10.0
  • Total Questions 28
 I can help answer questions regarding residential mortgages (purchases/refinances). I am a Mortgage Specialist who can help you identify your needs and find the best mortgage available for you. I believe an approach with a focus on the overall financial picture of the client is essential in ensuring meeting their needs .

Bret Temple

U.S.
Available
  • Knowledgeability 9.91
  • Clarity of Response 9.88
  • Timeliness 9.86
  • Politeness 9.96
  • Total Questions 286
 I can answer any question that pertains to Real Estate Finance, both in Residential and commercial Real Estate. This includes questions on Financing the purchase of a new home, refinance, debt consolidation, 100% Financing Loans, FHA, VA, and pers/Sters Loans as well just to name a few.

Craig Ballhagen

U.S.
Available
  • Knowledgeability 10.0
  • Clarity of Response 10.0
  • Timeliness 10.0
  • Politeness 10.0
  • Total Questions 24
 All questions regarding home purchasing and refinancing

Al Rodenburg

U.S.
Available
  • Knowledgeability 9.71
  • Clarity of Response 9.90
  • Timeliness 9.95
  • Politeness 9.98
  • Total Questions 181
 Well...looks like I can see the light at the end of the tunnel (and it's not an oncoming train!). Seriously...for the last several years, underwriting guidelines have continued to change and become more restrictive; but it finally appears that they are heading in the "right" direction. My goal has always been to help the consumers and investors, as well as making the process as quick and transparent as possible. If you'd like to contact me directly, visit mortgageoffice.com.

Cinzia Dalgarno

Canada
Available
  • Knowledgeability 10.0
  • Clarity of Response 10.0
  • Timeliness 10.0
  • Politeness 10.0
  • Total Questions 6
 I can provide information and assistance on all aspects of obtaining a mortgage in Canada. I can clarify the requirements for both resident and non-resident borrowers, and address virtually any question or concern regarding financing your purchase of a Canadian property. I have access to a wide variety of lenders, and will obtain the mortgage product that best suits your needs. My considerable experience, coupled with an extensive network of industry professionals will serve to make buying a home in Canada a simpler and more comfortable experience.

Recent Answers

2009-11-18 1st & 2nd Mortage Pay off:

When the house sells all loans will be paid off as long as the loans are not more then the house would appraise for. Are you in a community property state? If so, then the house belongs to your uncle even

2009-11-18 FHA Home Rental due to new job:

Hi JEFF-- FHA'S OWNER/OCCUPANCY requirement is "intention to occupy the property fo at least one year.(Note the word INTENTION, as HUD realizes that "life changes" occur & sometimes folks have to move

2009-11-18 Second Home:

If the second home is in the same city, it can't be a second home. It would have to be an investment property. If the property is in another town and your dad doesn't own any other second homes, there

2009-11-17 Second Home:

The only loans that allow co-signers are FHA loans and FHA doesn't lend on second homes. So if you and your dad are buying it as a second home, your dad should try to quality on his own. If you have

2009-11-17 Mortgage Broker Ethics:

I don't know if talking to the wife's broker will accomplish anything, but how about talking to the wife? after all, her commission is on the line, too. If he doesn't arrange the loan, she doesn't get

About Real Estate Home Mortgages
This topic answers questions related to purchasing a home, owning a home, home ownership, mortgage education, mortgage applications, and mortgage needs whether buying a first home or refinancing a current loan. Issues related to home ownership, home equity, mortgage education, refinacing options, home improvment finacing, first time home loans, home equity loans, vactation home loans, and mortgages for investment homes are dealt with here also. Though not the primary focus of this topic, Home Equity Lines of Credits (HELOCS), reverse mortgages, and calculating home equity may also be asked. If you do not see your home mortgae, home finacing, or home equity question answered in this area then please ask a question here

All Answers

Answers by Expert:

Ask Experts

Volunteer

©2009 About.com, a part of The New York Times Company. All rights reserved.