You are here:
| Expert | Average Ratings | Expertise |
|---|---|---|
Brian BeardsleyU.S.
Available
|
Most creative financing / conventional financing questions | |
Jim HoepfU.S.
Available
|
I have a diverse background that allows me to answer questions regarding underwriting, collections and industry changes. | |
Wade ConwayU.S.
Available
|
Conventional Mortgages, FHA Loans, Credit Questions, Qualification, Credit Repair, Credit Score, Loan Types, Interest Rates, Market Movement, Lock or Float, Mortgage backed Securities, Federal Reserve, Secondary Market, Brokering, Lending | |
Tom BurrisU.S.
Available
|
I can answer any question regarding Mortgage loans for Purchase or Refinance. I currently work as a Mortgage Banker in Dallas, TX and have experience as a Mortgage Broker. The favorite part of my job is helping First Time Home Buyers. I also consider myself an expert of Credit and Credit Qualifying for a home loan. Many of my loans are the result of showing clients how to credit qualify for a loan after they were denied in the past. We do FHA, VA, Conventional & Subprime Financing. I have extensive experience in Investor Loans as well. I will NOT answer questions about 'getting around guidelines', ect. Or if I sense that you are trying to call your 'investment' property a primary residence, I will reject the question. I will ALWAYS err on the side of caution if I sense that the question is fraudulent in nature. | |
Joe AlmirantearenaU.S.
Available
|
I can provide all the mortgage information you need to make an informed decision about obtaining a mortgage in California. | |
Brian HAHNAvailable
|
I am a mortgage banker/loan officer.Have top knowledge of all types of mortgage loans.Can assist nearly anyone looking to finance a residential property.I enjoy traveling [Society Islands (Tahiti, Bora Bora), Hawaii (Maui) and Africa (Zimbabwe)].I keep detailed information on adventures and am willing to share this information with others.{{Bachelor of Science in Business Administration from the University of Iowa, 1986" | |
Denise MonacoU.S.
Available
|
I can answer questions about home mortgage financing, the difference between a mortgage banker and a mortgage broker, fees involved in purchasing a home and refinancing a home or obtaining a home equity loan and the difference between a 1st & 2nd mortgage and the option to have PMI (Private Mortgage Insurance) Jumbo loans, conforming and non-conforming loans. | |
Eric ForsterU.S.
Available
|
Did your last mortgage broker or lender trick you into a messy situation which could cost you your home? I've been close to 30 years in the mortgage industry, and I've seen it all. Believe me, it is not pretty. As the owner of a mortgage company I am called frequently to testify as an expert witness in mortgage fraud cases and other cases where lenders did not fully disclose the terms of the loans they were offering to the borrowers. I have seen fraud being committed by borrowers - and by lenders. It's a tough world out there. | |
Jim RootU.S.
Available
|
Real Estate Financing of all types/styles--Government & Quasi-Governmental loan such as FHA & VA; Conventional "Fannie Mae" & "Freddie Mac"-backed Mortgages & all sorts of "Creative Financing" techniques! Credit Underwriting & Property Value & Condition Requirements of standard Home Loan Programs. Purchase Money Mortgages or Refinancing! Gale, shown with me here, has been a licensed Real Estate Agent & Office Administrator & my Research Assistant over the years! | |
AleemCanada
Available
|
I can help answer questions regarding residential mortgages (purchases/refinances). I am a Mortgage Specialist who can help you identify your needs and find the best mortgage available for you. I believe an approach with a focus on the overall financial picture of the client is essential in ensuring meeting their needs . | |
Bret TempleU.S.
Available
|
I can answer any question that pertains to Real Estate Finance, both in Residential and commercial Real Estate. This includes questions on Financing the purchase of a new home, refinance, debt consolidation, 100% Financing Loans, FHA, VA, and pers/Sters Loans as well just to name a few. | |
Craig BallhagenU.S.
Available
|
All questions regarding home purchasing and refinancing | |
Al RodenburgU.S.
Available
|
Well...looks like I can see the light at the end of the tunnel (and it's not an oncoming train!). Seriously...for the last several years, underwriting guidelines have continued to change and become more restrictive; but it finally appears that they are heading in the "right" direction. My goal has always been to help the consumers and investors, as well as making the process as quick and transparent as possible. If you'd like to contact me directly, visit mortgageoffice.com. | |
Cinzia DalgarnoCanada
Available
|
I can provide information and assistance on all aspects of obtaining a mortgage in Canada. I can clarify the requirements for both resident and non-resident borrowers, and address virtually any question or concern regarding financing your purchase of a Canadian property. I have access to a wide variety of lenders, and will obtain the mortgage product that best suits your needs. My considerable experience, coupled with an extensive network of industry professionals will serve to make buying a home in Canada a simpler and more comfortable experience. |
When the house sells all loans will be paid off as long as the loans are not more then the house would appraise for. Are you in a community property state? If so, then the house belongs to your uncle even
Hi JEFF-- FHA'S OWNER/OCCUPANCY requirement is "intention to occupy the property fo at least one year.(Note the word INTENTION, as HUD realizes that "life changes" occur & sometimes folks have to move
If the second home is in the same city, it can't be a second home. It would have to be an investment property. If the property is in another town and your dad doesn't own any other second homes, there
The only loans that allow co-signers are FHA loans and FHA doesn't lend on second homes. So if you and your dad are buying it as a second home, your dad should try to quality on his own. If you have
I don't know if talking to the wife's broker will accomplish anything, but how about talking to the wife? after all, her commission is on the line, too. If he doesn't arrange the loan, she doesn't get
Answers by Expert:

©2009 About.com, a part of The New York Times Company. All rights reserved.