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Over 40 years experience - discretionary investment management, advisory service, stocks, bonds, mutual funds, annuities, IRA, Roth, 403(b), 401k, tax planning, tax preparation, retirement planning, tax reduction, life insurances. I hold five professional designations: QFP, CFP, RFC, ChFEBC, and Paladin Registered Advisor with a professional rating of five stars.
First deaf Certified Financial Planner licensee (http://www.cfpboard.org/), General Securities Registered Representative (Series 7)(http://www/finra.org), Registered Financial Consultant (http://www.iarfc.org/), Registered Investment Advisor, Qualified Financial Planner (http://www.iaqfp.org/), Admitted to Paladin Registry of Personal Financial Advisors (http://www.paladinregistry.com/); Chartered Federal Employee Benefits Consultant (http://www.chfebc.com/); Licensed Life, Health, & Disability Agent
Financial Planning Association, International Association of Registered Financial Consultants, National Association of Deaf, Alexander G. Bell Association of the Deaf, National Deaf Business Institute, Gallaudet University Alumni Association
Deafnewspaper.com, Deaf Digest, Deaf Nation, Newswaves, Silent News, New Horizons
Gallaudet University, College for Financial Planning
Who's Who in Finance and Industry, Who's Who in the World, 1998 NAD Flying Fingers Award, MDAD Distinguished Award, MCAD Business of Year, Montgomery (MD) County Business Award, 2007 Outstanding Business Person of the Year, Gallaudet University Department of Business, 2010 Honorable Order Knights of the Flying Fingers, 2011 Tri-County Association of Deaf Shelby C. Kubis Memorial Award
I enjoy the innovative nature of financial planning, and the fact that it is always challenging in everyday life. I enjoy assisting people maximize the growth of their hard-earned savings and investment, minimize their taxes, and enjoy their financial independence for many years to come.
Education is a powerful tool!
Specializing in fee-based discretionary investment managed (DIM) accounts.
The key to the financial independence is the LIFETIME planning!
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Dear jim, The answer may be no because you may not qualify to take a penalty-free withdrawal if you do not meet one of the following exceptions: You become totally disabled. You are in debt
Dear Sallie For SSI purposes, a "resource" is cash or other liquid assets and any other real or personal property that an individual owns and could convert to cash to obtain support and maintenance
HI, Sam If I understand you correctly, please put the info on Line 15a and zero on line 15b so it is not taxable. There may not be a 10% penalty because you may not make any gain. It is very important
Hi, Lucy You should receive the form 1099R from T Rowe PRice where it will tell you how to fill out in your income tax return. If it happened in the year 2009, that means you have to wait till next
Dear Bonnie Sorry about your nephew. Please find out the organization specializing in that disease - there they may help you with this. Basically any donation to an individual is not deductible
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