| Recent Answers from John D Smith, CFP |
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2008-08-28 retirement investment into real estate: Hi. Investing your IRA in personal real estate is allowable, however there are very specific restrictions. One of which is that the real estate cannot be a personal use asset or used by family members...
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2008-08-23 ira and credit card debt: This is a hard question to answer in a forum such as this. From a financial stanpoint, if you earn more on your IRA's than the interest cost of your credit cards, then it makes sense to keep the IRA's...
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2008-08-18 terminated pension plan options: Hi. To clarify, the final amount of taxes you will have to pay will be dependent on your tax bracket during the year of withdrawal. This may be more or less than 20%. In addition, if you are under age...
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2008-08-13 question: Hi. Not all financial analyst research is performed on the largest 500 companies. There are analysts that focus on other areas of the US and international markets. However, a majority of the readily available...
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2008-08-11 Renting vs. Owning: Hi. The answer to this question is dependent on a lot of specifics and details which cannot be prudently addressed in a forum such as this. However, in a broad sense, since your current expenses are more...
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