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  You are here:  AllExperts > People/Relationships > Retirement Planning > Personal Investment & Financial Planning Q`s

Expert Profile: John D Smith, CFP

Expertise:  I can answer detailed questions regarding mutual fund investing, retirement planning, education planning and related financial planning/investment issues. I have a B.S. degree in Financial Planning & Counseling. I am also a Certified Financial Planner (CFP) and have performed fee only investment management and financial planning services for the past 11 years.

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Average Ratings
Prestige Points: 18432
Knowledge   9.84   Best of the best
Clarity of Response   9.89   Best of the best
Timeliness   9.90   Best of the best
Politeness   9.98   Best of the best
Number Of Questions Today
(GMT time)
0
Max Questions to be Asked
(Per Day, in GMT time)
3
Total Questions
(since joining AllExperts)
1302
Recent Reviews from Users
KnowlClarityTimePolitenessDate
10101006/18/09
1010101006/18/09
1010101006/12/09
1010101006/11/09
1010101006/10/09
User Comments
thanks very much
(James on 06/18/09)
I like the way you think. Thanks a million. :)
(Eddie on 06/18/09)
Thank you very much for your opinion.
(Shawn on 06/12/09)
Excellent advice. Thanks!
(Daniel on 06/11/09)
John was great, insightful and timely in his responses! I appreciate his time and advise.
(anonymous on 06/10/09)
View All Comments
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Recent Answers from John D Smith, CFP
2009-06-22  Investment Advisor Hi. The answer to your question depends on what you are looking for from a financial advisor. Different advisors offer different services so it comes down to who you trust and what firm is right for you...
2009-06-18  Penalty Free Annuity withdrawal Hi. If you are under age 59 1/2 then any withdrawal from an annuity is subject to a 10% tax penalty for early withdrawal. This is imposed by the IRS not the annuity company. The 10k penalty free withdrawal...
2009-06-17  education savings for my son Hi. If you are looking to save for college then I would consider a college savings plan such as a 529 or pre-paid tution. Each state has their own plan which may provide certain advantages for residents...
2009-06-11  Finance or accounting Hi. Since I am not too familiar with University of Phoenix it is hard for me to answer this question. I would go to a book store and take a look at any number of books that rate schools based on area of...
2009-06-11  Finance or accounting Hi. If you desire is to pursue a CFP position or analyst position them I would pursue the business finance vs accounting degree. AS you start your career, you may then find that pursuing specific desigations...
More Answers for "Personal Investment & Financial Planning Q`s"


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