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I can answer detailed questions regarding mutual fund investing, retirement planning, education planning and related financial planning/investment issues. I have a B.S. degree in Financial Planning & Counseling. I am also a Certified Financial Planner (CFP) and have performed fee only investment management and financial planning services for the past 11 years.

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    K = Knowledgeability    C = Clarity of Response    T = Timeliness    P = Politeness
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Harry10/30/0910101010Thank you, John. That's all I needed .....
Joe10/29/091010 
KEN10/26/0910101010excellent and fast response
Dan10/19/0910101010Thanks for the quick and detailed response!
Erika10/13/0910101010John, absolutely wonderful! Thank you for info! .....

Recent Answers from John D Smith, CFP

2009-10-29 IRA divorce rules:

Hi. Each state has their own set of rules in figuring splits between divorced spouses and the final determination will typically come down to what the attorneys and courts agree to. If the IRA account(s)

2009-10-25 Retirement & Education planning:

Hi. Since you live in India, these questions are outside of my area of expertise. In regards to a website or other resource, I am not familiar with any that will have meaningful information specific to

2009-10-22 IRA:

Hi. Yes, you can roll the IRA into another IRA at a qualified financial institution. When doing so, as long as it is whats called a trustee-trustee transfer then no taxes are due. If you are adverse to

2009-10-19 IRA:

Hi. More than likely, the reason you annuity hasn't performed well is because of how it is invested vs the annuity itself. If you roll it into your American Funds account, the performance going forward

2009-10-19 Hedges Against a Weakening Dollar:

Hi. If you are looking strictly for a hedge against a weakening dollar, then you could purchase shares of ETF's in other currencies that you expect strengthen wersus the US $. An example of this is FXE

 

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