| Recent Answers from John D Smith, CFP |
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2009-06-22 Investment Advisor: Hi. The answer to your question depends on what you are looking for from a financial advisor. Different advisors offer different services so it comes down to who you trust and what firm is right for you...
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2009-06-18 Penalty Free Annuity withdrawal: Hi. If you are under age 59 1/2 then any withdrawal from an annuity is subject to a 10% tax penalty for early withdrawal. This is imposed by the IRS not the annuity company. The 10k penalty free withdrawal...
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2009-06-17 education savings for my son: Hi. If you are looking to save for college then I would consider a college savings plan such as a 529 or pre-paid tution. Each state has their own plan which may provide certain advantages for residents...
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2009-06-11 Finance or accounting: Hi. Since I am not too familiar with University of Phoenix it is hard for me to answer this question. I would go to a book store and take a look at any number of books that rate schools based on area of...
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2009-06-11 Finance or accounting: Hi. If you desire is to pursue a CFP position or analyst position them I would pursue the business finance vs accounting degree. AS you start your career, you may then find that pursuing specific desigations...
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