Personal Investment & Financial Planning Q`s/Expert Profile

Average Ratings

• Knowledgeability 9.83
• Clarity of Response 9.89
• Timeliness 9.89
• Politeness 9.98

• Number of Questions (in Past 24 Hours) 0
• Max Questions to be Asked (in 24 Hour Period) 3
• Total Questions (since joining AllExperts) 1367
• Volunteer Since 2000-10-22
• Prestige Points 18922

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    T = Timeliness    P = Politeness

User	Date	K	C	T	P	Comments
Harry	10/30/09	10	10	10	10	Thank you, John. That's all I needed .....
Joe	10/29/09	8	9	10	10
KEN	10/26/09	10	10	10	10	excellent and fast response
Dan	10/19/09	10	10	10	10	Thanks for the quick and detailed response!
Erika	10/13/09	10	10	10	10	John, absolutely wonderful! Thank you for info! .....

Recent Answers from John D Smith, CFP

2009-10-29 IRA divorce rules:

Hi. Each state has their own set of rules in figuring splits between divorced spouses and the final determination will typically come down to what the attorneys and courts agree to. If the IRA account(s)

2009-10-25 Retirement & Education planning:

Hi. Since you live in India, these questions are outside of my area of expertise. In regards to a website or other resource, I am not familiar with any that will have meaningful information specific to

2009-10-22 IRA:

Hi. Yes, you can roll the IRA into another IRA at a qualified financial institution. When doing so, as long as it is whats called a trustee-trustee transfer then no taxes are due. If you are adverse to

2009-10-19 IRA:

Hi. More than likely, the reason you annuity hasn't performed well is because of how it is invested vs the annuity itself. If you roll it into your American Funds account, the performance going forward

2009-10-19 Hedges Against a Weakening Dollar:

Hi. If you are looking strictly for a hedge against a weakening dollar, then you could purchase shares of ETF's in other currencies that you expect strengthen wersus the US $. An example of this is FXE