Personal Investment & Financial Planning Q`s/Expert Profile

Average Ratings

• Knowledgeability 9.83
• Clarity of Response 9.89
• Timeliness 9.90
• Politeness 9.98

• Number of Questions (in Past 24 Hours) 0
• Max Questions to be Asked (in 24 Hour Period) 3
• Total Questions (since joining AllExperts) 1376
• Volunteer Since 2000-10-22
• Prestige Points 18992

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    T = Timeliness    P = Politeness

User	Date	K	C	T	P	Comments
Marie	11/20/09	10	10	10	10
Jasmaine Taylor	11/11/09	10	10	10	10	Very knowledgeable and responsive.
Harry	10/30/09	10	10	10	10	Thank you, John. That's all I needed .....
Joe	10/29/09	8	9	10	10
KEN	10/26/09	10	10	10	10	excellent and fast response

Recent Answers from John D Smith, CFP

2009-11-19 Former Employer Pension:

Hi. It depends on what type of plan it is. If it is a 401k/Profit Sharing, then yes, you can cash it out. If it is a defined benefit pension, or other type of pension, then maybe not as some of these types

2009-11-19 personal investment:

Hi. The financial answer to your question is it depends on whether or not you feel you can invest the $$ that would be used to retire your debt and earn more on it than the cost of the loan(s). If yes

2009-11-19 61 and Inheritance Investments:

Hi. This is a difficult question to answer as there is no "best" place to invest that applies to everyone. The best way to invest depends on each persons unique goals, risk tolerance, financial situation

2009-11-10 IRA:

The person you spoke with is wrong. You can move $$ from an IRA at one institution to a same titled IRA at another institution without any IRS imposed taxes or penalties. The key is that it needs to be

2009-11-09 widow:

Hi. It is important to realize an "IRA" is a type of retirement account as opposed to a type of investment. Within an IRA, you can invest in many different types of investments. In redards to an annuities