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Personal Investment & Financial Planning Q`s/Expert Profile
Expertise
I can answer questions on and raise issues clients overlook in the areas of Estate Planning as far as taxes and distribution flow problems, Asset Management as far as appropriateness of assets and allocations for a desired goal and the value a consumer gets for their costs, Tax Planning related to Income and Estates, and Insurance/Annuity questions particularly in light of suitability to the consumer.
Experience in the area
I became a CPA in 1991 and began offering financial advice in 1992. I am a Registered Investment Advisor which means I sign off on putting clients' interests first in a fiduciary role.
Education/Credentials
BA in Accounting, University of Maryland 1990
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response P = Politeness| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| Jay | 04/03/12 | 8 | 10 | 9 | Thanks, that is very helpful. According to ..... |
| John | 03/20/12 | 10 | 10 | 10 | Very helpful and professional in his answer ..... |
| harold | 03/09/12 | 10 | 10 | 10 | Thank you for those comments, it was ..... |
| AJ | 12/22/11 | 10 | 10 | 10 | |
| lee | 09/06/11 | 10 | 10 | 10 | Thanks much for the good info and ..... |
Recent Answers from Bruce Julien
2012-05-06 Series EE Bonds and Survivorship:
Sorry but you do have a mess Jennifer. You do need to figure out which trust owned the assets - that should be easy by getting the EIN (which is like an SSN but for entities) of the owner. If they were
2012-04-02 Hiring a financial advisor / planner:
ML works on commission. This relationship they indicate will be fee only. I can't comment as to whether that dividing line, wall, will keep your advice totally objective. 1. Fees seem close to in line
2012-03-20 Question about Fixed Index Annuity Company:
There are ethics requirements on CFPs but many sell product. You seem like you want to avoid that conflict. There is a guy in NY named Glenn Daily, google him. He might do this job though i know he is
2012-03-20 Question about Fixed Index Annuity Company:
Tough one John You have correctly perceived that a company with lower ratings has to attract business by offering more favorable contracts. And agents will latch onto a comparative sales advantage and
2011-12-09 Managing Mother-In-Laws Finances:
You need a BANK account where you will not make much but as you want no risk, that is it. Your wife needs a power of attorney from your mother in law to work on the account for your mother in law's behalf
Answers by Expert:
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