You are here:
Personal Investment & Financial Planning Q`s/Expert Profile
Expertise
I can answer questions on and raise issues clients overlook in the areas of Estate Planning as far as taxes and distribution flow problems, Asset Management as far as appropriateness of assets and allocations for a desired goal and the value a consumer gets for their costs, Tax Planning related to Income and Estates, and Insurance/Annuity questions particularly in light of suitability to the consumer.
Experience in the area
I became a CPA in 1991 and began offering financial advice in 1992. I am a Registered Investment Advisor which means I sign off on putting clients' interests first in a fiduciary role.
Education/Credentials
BA in Accounting, University of Maryland 1990
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| raycee | 11/09/09 | 10 | 10 | 10 | 10 | Thks bruce for giving me the basics ..... |
| Aaron | 10/02/09 | 10 | 10 | 10 | 10 | Thank you very much for your help ..... |
| David Rodrigues | 09/23/09 | 10 | 10 | 10 | 10 | Thank you very much. You were very ..... |
| Helen | 09/21/09 | 8 | 7 | 10 | 7 | Thank you for helping me out with ..... |
| Strider | 09/01/09 | 10 | 10 | 10 | 10 |
Recent Answers from Bruce Julien
2009-11-19 personal investment:
Grady Fine to knock off the car debt. I'd let the med school debt ride while it is still deductible for you and even when it isn't , 3.2% is pretty good. I usually don't recommend paying off a mortgage
2009-11-08 Bankruptcy Option?:
No referral for you from NJ but you need a bankruptcy attorney local to your area and state. You know the drill - interview three and pick your best one, if you can't secure a good local referral from
2009-11-03 IRA/401K early distribution:
Don't take money out of your retirement plan to pay off debt. You will lose half your money to taxes and penalties so you will not have much to pay the cards off Talk directly to the card companies
2009-10-31 IRA:
David You have to ask TRPrice I can't offer specific investment advise on this forum. If they can't help you shouldn't work with a no load firm directly, solo. You need to have a local fee based
2009-10-11 2010 rollover rules:
Earl Not familiar enough with the CSRS to say. Anyway you have to be able to roll over, and if you are still in service I assume you can't roll over. Excellent idea; ask someone at the plan. If you
Answers by Expert:
©2009 About.com, a part of The New York Times Company. All rights reserved.