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Personal Investment & Financial Planning Q`s/Expert Profile
Expertise
I can answer questions on and raise issues clients overlook in the areas of Estate Planning as far as taxes and distribution flow problems, Asset Management as far as appropriateness of assets and allocations for a desired goal and the value a consumer gets for their costs, Tax Planning related to Income and Estates, and Insurance/Annuity questions particularly in light of suitability to the consumer.
Experience in the area
I became a CPA in 1991 and began offering financial advice in 1992. I am a Registered Investment Advisor which means I sign off on putting clients' interests first in a fiduciary role.
Education/Credentials
BA in Accounting, University of Maryland 1990
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| Aaron | 10/02/09 | 10 | 10 | 10 | 10 | Thank you very much for your help ..... |
| David Rodrigues | 09/23/09 | 10 | 10 | 10 | 10 | Thank you very much. You were very ..... |
| Helen | 09/21/09 | 8 | 7 | 10 | 7 | Thank you for helping me out with ..... |
| Strider | 09/01/09 | 10 | 10 | 10 | 10 | |
| Carl | 08/12/09 | 10 | 10 | 10 | 10 | Thank you very much for the reference ..... |
Recent Answers from Bruce Julien
2009-11-03 IRA/401K early distribution:
Don't take money out of your retirement plan to pay off debt. You will lose half your money to taxes and penalties so you will not have much to pay the cards off Talk directly to the card companies
2009-10-31 IRA:
David You have to ask TRPrice I can't offer specific investment advise on this forum. If they can't help you shouldn't work with a no load firm directly, solo. You need to have a local fee based
2009-10-11 2010 rollover rules:
Earl Not familiar enough with the CSRS to say. Anyway you have to be able to roll over, and if you are still in service I assume you can't roll over. Excellent idea; ask someone at the plan. If you
2009-10-09 investment:
Charles I don't know what you meant by " (and your spam letters are really tough to read. not clear at all) ". I don't have anything to do with your bank if that was the reference and we haven't communicated
2009-09-30 guaranteed income:
Aaron this is contentious in the advisor community You have several options and each is complex since it affects other areas of your planning. One thing you will run into if you see local advisors
Answers by Expert:
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