You are here:

Using Banks and Bank Accounts/Expert Profile

Melody Tu

U.S.

Available

Expertise

I work within a branch environment, but I'm also familiar with back office processing, and keep up with new trends. I keep in contact with bankers from various financial institutions to help my clients as well as gain knowledge.

Experience in the area

I have been in the industry since 1997 when I began working for a one branch credit union where everything was processed in-house including what today are considered "back office functions". I moved on to bigger credit unions as I looked for growth opportunity, then started working at a bank in 2003. I was promoted to sales in 2005, promoted to junior officer in 2006, and promoted to senior officer in 2007. In 2008 I was recruited by another bank to manage one of the local branches where I am still today.

Education/Credentials

I grew up in Milan, Italy and came to the United States as a high school junior. I received my B.S. in Business with an emphasis in entrepreneurship at Chapman University with active membership in Beta Gamma Sigma, an international business honor society. California Life licensed.

Average Ratings

Recent Reviews from Users

User	Date	K	C	P	Comments
Alex	04/24/12	10	10	10	Thank you!
leonardo20	03/31/12	10	10	10	Many thanks for yourprompt and kind .....
Danielle	01/19/12	10	10	10	Thanks
AJ	01/11/12	10	10	10
Alex	10/18/11	10	10	10	Thanks

Recent Answers from Melody Tu

2012-04-17 Deposit box:

Hi Alex, With proper documentation you could start with financial institutions he banked with; most safe box renters have accounts at the same institution as a matter of convenience so check with them

2012-03-28 credit or debit card:

Hi Leonardo, both are similarly safe, but the exposed funds can make a difference. If you lost either cards, you can block the card and file a claim against any fraudulent charges to recover your funds

2012-02-19 personal banking:

Hi Chris, There are many designations that may be used in different states when indicating bank account ownership. BNI isn't one that's used in California, but I believe it may be a "beneficiary" designation

2011-10-18 Closing CD Account:

HI Alex, there should be no issues for you to close your CD at a NJ branch, they may just have a different internal processing since it's in a different state. It's often easier if you currently have

2011-10-09 Banking:

Hi Vardham, When a bank exercises its right to close a customer's account it means that they no longer wish to do business with that person or entity. Just like you and I have a choice to do business

Ask A Question

Using Banks and Bank Accounts

Answers by Expert:

Browse Answers: