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Using Banks and Bank Accounts/Expert Profile
Expertise
I can respond to most questions concerning consumer and business relationships with US financial institutions. My expertise touches on deposit and loan issues and particularly on strategies to navigate through bank policies personell and practices. I have a degree in Economics, attended law school, Graduate Shool of Banking, and Commercial Lending and Compliance Schools.
Experience in the area
I have twenty years experience as a bank CEO. Most of those years were spent operating a bank focused primarly on serving consumer/retail needs. I helped pioneer deposit and loan products for low/moderate income individuals. I currently serve on multiple bank boards and am Chairman of a Commercial Bank in Atlanta.
What do you like about this subject?
It's what I've done most of my adult life. A few banks are great. Some are bullys and unfair. I enjoy helping people navigate the process.
What do you still hope to achieve/learn in this field?
I hope to help those who are mistreated by the system or who just need help with specific issues of banking.
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| sibi mathews | 10/23/09 | 10 | 8 | 10 | 10 | thanks jim for ur promptness in answering ..... |
| Johann | 10/14/09 | 10 | 10 | 8 | 8 | Much appreciated |
| Charlie | 10/08/09 | 10 | 10 | 10 | 10 | Good answer and gave me somethings to ..... |
| Mrs. Harvey | 10/02/09 | 7 | 8 | 10 | 10 | |
| Charlene | 08/26/09 | 10 | 10 | 10 | 10 |
Recent Answers from Jim Meadows
2009-10-26 Possible bank account of deceased:
Mark, First you should check your father's belongings for deposit records. You could also examine known accounts for checks written to the "lost account" or deposits made from same. If you can narrow down
2009-10-23 Cost of funds:
Subi, multiply each deposit category by the annual rate (this will give you the annual interest per deposit. add those seven (this gives you the annual interest cost in USD for total deposits, Add the
2009-10-19 Searching for missing POD CD accounts:
Jack, your probate lawyer might give you better advice but I would think that a letter to any suspect banks accompanied by evidence of your interest in your aunt's estate would suffice. I don't think the
2009-10-15 Safe:
Henry, A bank safe deposit box is more secure than most home safes but not as convenient. I use both: bank safe deposit for documents and items I don't typically need ready access to and a home safe for
2009-10-13 Credit Sales:
Johann, I read your original question as relating to consumer credit card sales. The example you pose in your follow up can theoretically be used for consumer transactions but almost always is a commercial
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