You are here:
Creditors and Bankruptcy/Expert Profile
Expertise
I can help answer questions on how to raise credit scores. I can educate you on all areas of credit scoring. My specialty is helping people recover from Bankruptcy and low credit scores quickly.
Experience in the area
I own a credit repair company and have helped hundreds of my clients raise their scores to purchase homes, cars and qualify for other loans.
Education/Credentials
My background is in Financial planning.
What do you like about this subject?
I am passionate about helping my clients recover from low credit scores because it changes the quality of their lives dramatically. Most people have no idea how to create a 700+ credit score in a short time after Bankruptcy or foreclosure. It is a great feeling to see people turn their credit upside down because I can can help them.
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| gaby | 09/11/09 | 10 | 10 | 10 | 10 | Thanks, I suppose I could try and ..... |
| Nicole | 09/01/09 | 10 | 10 | 10 | 10 | Thank you for helping me without me ..... |
| Ronald | 07/21/09 | 10 | 10 | 10 | 10 | Again, I want to say what a ..... |
| Ronald | 07/18/09 | 10 | 10 | 10 | 10 | David you are awesome. My Wife is ..... |
| Rick | 07/05/09 | 10 | 10 | 10 | 10 | Thanks. I already knew the answer, but ..... |
Recent Answers from David
2009-09-16 bankruptcy / usda:
Christine- If I understand this correctly the USDA loan program is part of a critiria for qualifying in a rural area. My understanding is like most other mortgages it can be backed by a governmental
2009-09-03 How a chapter 13 will affect a cosigner:
The account will be shown as included in bankruptcy for all signers. As a result it will impact her credit score. Also, as a cosigner she is fully responsible for the loan if your husband defaults
2009-09-02 voluntary car surrender:
Sorry to say there are not many options with the car. I would advise that she contact the first lien holder which I'm assuming is a finance company. Perhaps she could make them aware of her situation
2009-09-01 Lawyer Fees:
I am not sure what the normal cost is for that assistance but check out the home save program at NACA.com first. I have a couple of clients that have had their mortgage reduced to the current value and
2009-08-25 Single or Joint filing:
If you have any joint accounts you will be liable for the balances owed. Keep this in mind when deciding how you should proceed. Also, with proper steps your credit score can increase very quickly after
©2009 About.com, a part of The New York Times Company. All rights reserved.