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  You are here:  AllExperts > Shopping > Credit/Debt Management > Creditors and Bankruptcy Q`s

Expert Profile: David

Expertise:  I can help answer questions on how to raise credit scores. I can educate you on all areas of credit scoring. My specialty is helping people recover from Bankruptcy and low credit scores quickly.

Experience in the area
I own a credit repair company and have helped hundreds of my clients raise their scores to purchase homes, cars and qualify for other loans.

Education/Credentials
My background is in Financial planning.

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What do you like about this subject?  I am passionate about helping my clients recover from low credit scores because it changes the quality of their lives dramatically. Most people have no idea how to create a 700+ credit score in a short time after Bankruptcy or foreclosure. It is a great feeling to see people turn their credit upside down because I can can help them.
Average Ratings
Prestige Points: 1910
Knowledge   9.83   Best of the best
Clarity of Response   9.79   Best of the best
Timeliness   9.84   Best of the best
Politeness   10.0   Best of the best
Number Of Questions
(in Past 24 Hours)
0
Max Questions to be Asked
(in 24 Hour period)
100
Total Questions
(since joining AllExperts)
345
Recent Reviews from Users
KnowlClarityTimePolitenessDate
10101010/11/08
1010101010/08/08
1010101010/08/08
1010101009/22/08
1010101009/19/08
User Comments
David, I appreciate your helpful answers
(Sue on 10/08/08)
well done, thanks for such a quick response.
(brian on 10/08/08)
This was my first experience at AllExperts, and David made it a very good one. He offered a clear and concise response, and less than 12 hours after
(Virgil on 09/22/08)
Thank you. Linda
(LindaCrallie on 09/19/08)
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Recent Answers from David
2008-10-06  credit score Brian. The best place to get your score is www.myfico.com/12 They generate the fico score that 98% of all banks use. It is the most important. Every time you apply for credit you score goes down...
2008-10-04  credit report Once an account goes derogatory it stays there for 7 years or longer. It is possible to fix or remove it. My specialty is helping folks raise there credit scores. Part of the method is to have as much...
2008-10-01  co-signer TY, I can explain the dispute process to you. That is your only chance of getting the judgement removed if you were a co-signer. Visit www.financialscoringsolutions.com This is my site and...
2008-09-30  Bankruptcy and Foreclosure Jim, The good news is that recovery from the Bk is completely possible. You can have a 700+ credit score within 2 years if you follow a couple simple steps. You can be a homeowner in the same time...
2008-09-22  Impact on credit score of a single collections Hi Virgil, I am a credit repair professional, and you are mostly correct. Your score will be affected by the negative trade line, the amount does not matter. You'll see a 50-100 point drop in your...
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