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I can answer any question about the car buying process. I am a recognized industry expert on all issues regarding auto finance, including sub prime and buy here pay here financing, I can answer questions about car lock out systems, GPS monitoring by your bank, and about auto recovery methods and defenses. I am a 20 yr car industry expert and can tell you what to look for in a used car, how to negotiate the deal, help with how to market your own car, and how to negotiate with the internet department of any car store. I can tell you every single way the dealer is set up to beat you and how to avoid those traps, I can discuss all aftermarket and extended service contract products you will be offered in the finance process, I have lectured extensively on "The Best Way to Buy a Car" to civic groups and university students. I am a credit expert and can tell you what the dealer and banks are looking for and the rate you can expect to pay. HERE IS THE LINK TO MY OTHER ALLEXPERTS CATEGORIES WHERE I HAVE ANSWERED LOTS OF QUESTIONS HERE IS A LINK TO MY BLOG

Experience in the area

20 years industry experience in top management of dealerships and dealer groups. Recognized industry expert since 2004 in the Top 10 industry experts for The Gerson Lehrman Groups Auto Industry Council. I also do consulting work for Atheneum Partners, Expert 360, Expert Connect and Coleman Research. I have been a franchise owner and understand all facets of the auto industry from the time the car leaves the factory until it leaves the lot with it's new owner. I have written training materials for both the prime and the subprime sales and finance process.


NADA, OADA, NFIB, State Certified Used Car Appraiser


Special Finance Insider, Dealer, and Automotive News, Gerson Lehrman Group Auto Industry Council News (frequently)


Willamette University - Salem Oregon BA Economics Willamette University Graduate School of Business - Econometrics Statistics

Awards and Honors

GM's Award of (their most prestigious award) Given to Dealers who surpass their annual benchmark planning volume while also maintaining Top Box (top 5%) CSI

Past/Present Clients

Citadel Investment Group , Summit Partners US ,Broad Peak Investment Management, Nautic Partners, LLC, Hellman & Friedman Investors, L.P. and over 40 additional money managers, hedge funds and research groups

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    K = Knowledgeability    C = Clarity of Response    P = Politeness

Recent Answers from Roger Alvey

2016-12-04 mileage:

Thank you for the great question. A Carfax or auto check report has so much useful  information that people aren't even aware of I am glad  to have this chance to share with you and others what I look

2016-11-02 Purchased acar but getting rattling from various areas inside the car.:

Dammit...did not see this follow up ...please send any future follow ups to my email at so I can immediately respond to you     To answer your question ...Safety issue or no safety

2016-10-29 Purchased acar but getting rattling from various areas inside the car.:

ahhhhhhhhhHHHHHH!!! Jared, I am so sorry this is coming at you late ...I am supposed to receive a text message and an email when a new question hits my que and your question didn't.     The short answer

2016-10-13 Car Loan Question:

Dammit,    I didn't see this updated question till just now ...Do you still need this info...I will look for your reply and can respond immediately. There are some things you need to know about how Hyundai

2016-10-11 Car Loan Question:

Dear John,    Your answer is coming right up. I am on the road today driving so feel free to call me at 503 683 1233.     OK here you go... I shopped your info around to 2 other auto finance gurus closer


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