Budgeting, credit, collections, basic insurance and investing. Small business budgeting basic will and estate planning.
Financial coach since 2009. Help coach people in personal and small business financces.
Head of financial ministries at Grace Fellowship of Augusta,Dave Ramsey Certified financial counselor and 20 years of doing it my self.
|Kevin||12/08/16||10||10||10||Quick response and a clear answering of .....|
|Madison||06/03/16||10||10||10||Thank you, Tim. Your response very helpful .....|
|Bob||10/06/15||10||10||10||Excellent advice I will follow.|
Here is how your score is determined- Payment history (35%) Amounts owed (30%) Length of credit history (15%) Credit mix in use (10%) New credit (10%) More info here http://www.myfico.com/credit-education/whats-in-your-credit-score/
Sam, I think the best way to approach it is to list all of the balances, smallest to largest. Pay the minimums on all but the smallest and throw everything you have at the smallest one. After you
It is a reasonable plan, as long as you dont run the balance up on the ones you have transferred or the one you are paying off. I would cancel the one you transfer. Also make sure your necessities are
I am assuming you are wanting to use the preloaded cards to keep you from overspending. These do charge you a fee a lot of the times to use them. I would either use cash or deposit the money in a bank
James, Thank you for the question. My goal here is to give you some options to choose from that best fits you and your situation which you have to determine. First take a breath, it seems like it has
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