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Living on a Budget, Saving Money/Expert Profile

Kindred Beisinger penname K D Elizabeth Beisinger

On Vacation
returns 03/14/2017

I can answer questions pertaining to budgeting, savings, debt reduction, and total freedom from debt. I can assist in prioritizing expenses and obligations. I am willing to share and offer guidance in realistic money management, modest investments, and financial freedom. I am not an investment counselor, broker or accountant, I am a missionary that does not do fund raisers or ask for donations.

Experience in the area

I live comfortably and have been debt free since I was 40.


Simply Abundant, Covenant Chronicle, Sweet Memories & Happy Plates

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Recent Reviews from Users

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    K = Knowledgeability    C = Clarity of Response    P = Politeness
Susan11/30/15101010Thanks Kindred!
Jeff11/09/15101010Thank you for your financial advice and .....
Serena05/29/15101010Very knowledgeable, great recommendations. I highly recommend .....
Tanya10/21/13101010Thank you so much for your helpful .....
Romi02/07/13101010Thank you very much for your advice! .....

Recent Answers from Kindred Beisinger penname K D Elizabeth Beisinger

2016-11-29 Play it safe?:

Dear Bill,    It sounds like you are wise in your money management.  It sounds like your thirteen year old car has served you well, but has reached the "nickel and dime" stage, which as we all know, will

2016-10-04 trying to be debt free and budgeting:

Dear Amy,    You didn't mention an amount for rent, but based upon the info you've given me, this is doable, but you'll have to make some changes.  This is certainly the time of year to get a part time

2016-04-29 Credit card debt:

Dear John,    I am not sure about the banking and economy in your country, but I think I can offer some basic insight that is probably universal.    You are going to have to go bare bones for a time, and

2015-12-30 when are you ready for kids?:

Dear Patty,    I have always been of the opinion that if people wait until they are financially "ready" for children, they won't have children.  That being said, there are, of course, some things to realize

2015-11-24 Mortgage/car:

Dear Susan,    I never recommend adding debt to a mortgage.  Consolidating all debt on low interest cards or even a low interest bank loan, sometimes; but not the home.  If the goal is to be debt free


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