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Living on a Budget, Saving Money/Expert Profile
Expertise
Financial planning, debt management & credit cards, and money-saving tips for adults and teens. Saving vehicles such as CDs, treasuries, bonds, and money-market funds. I provide honest, objective and relevant information to help you made the best decision for your money.
Experience in the area
Over 10 years of combined experience in accounting, audit, investing, entrepreneurship, real estate. I am the CEO of Atlanta Y.E.S., a nonprofit organization dedicated to financial literacy for youth.
Education/Credentials
B.S. Accounting, 10 years of experience in accounting, audit, and investing
What do you like about this subject?
Wealth is not based on how much you make, but how much you keep.
What do you still hope to achieve/learn in this field?
My personal goals are to teach financial principles to youth, and to help adults make sound financial decisions. I hope to learn everything I can in this subject so that I can be the best teacher possible.
Something interesting about this subject that others may not know:
FIVE CHECKS TO WEALTH: #1 Check your thoughts. You must think like a millionaire before you can become one. #2 Check your attitude. Certain attitudes about money can hinder your progress. #3 Check your habits. Are you spending more than you make? #4 Check your plan. Create a financial plan and stick to it. #5 Check your progress. Celebrate reaching your goals!
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response P = Politeness| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| Su | 08/28/09 | 10 | 10 | 10 | Excellent answers to my question. She took ..... |
| Lucinda Seidel | 08/22/09 | 10 | 10 | 10 | Thank you so much! I feel much ..... |
| Sharon | 08/21/09 | 10 | 10 | 10 | |
| Quinn | 08/17/09 | 10 | 10 | 10 | |
| Tim | 08/10/09 | 10 | 10 | 10 |
Recent Answers from Gina Boykin
2009-08-26 paying off debt:
You need to proceed with caution on doing this. Have you considered the fact that there will be penalties, as well as federal and state taxes, taken out of your withdrawal? Many times the taxes and fees
2009-08-20 credit cards and past debt:
Having a good payment history is actually one of the best things you can do to improve your credit score. Your credit score is made up of 4 things. Credit history makes up 35 percent of your score, and
2009-08-18 save my house:
If your separation also means a divorce, it is possible that the divorce settlement will include alimony that will help cover the mortgage for a certain period of time. Your divorce attorney should be
2009-08-14 Pay off credit card:
If you did not sell your Texaco stock, when would you need that money? If you will need that money within the next 5 years or so, that money should not be in the stock market anyway. Since that is the
2009-07-30 Where to go for help.:
You may actually be a good candidate for consumer credit counseling with the NFCC. They offer financial education and counseling. Most people think of them as the company that helps people negotiate
Answers by Expert:
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