Living on a Budget, Saving Money/Expert Profile


Ask A Question

Expertise

I can answer questions about debt and debt management. I can also answer questions related to collection agencies, abusive debt collection practices and how to defeat them using the federal court system.

Experience in the area

I have been helping people with debt related problems, mortgage forclosures, credit card debt and most other types of debt and collections problems for more than 20 years.

Organizations

Jurisdictionary, J-accuse

Education/Credentials

Paralegal and practical training and education
My web sites have been on the internet for about 10 years and have been very instrumental in helping hundreds of people resolve their debt related problems which have ranged from simple solutions such as the sending of a creditwrench debt validation letter to more complex solutions such as filing lawsuits against debt collectors in federal court. Our students have been very successful indeed. One student has filed more than 40 federal lawsuits and lost only one. Another student has filed multiple suits and has never lost a single one. We have two types of courses available for our students. The first and most basic teaches how to gather evidence of wrong doing by debt collectors which can be used against them in court if need be which it usually isn't. If you would like to become a creditwrench student all you have to do is call me at 405-616-7901 and start your learning process with our series of powerful anti-collection letters. You can also visit our web site at http://www.creditwrench.com and you can visit our message board at http://consumers.creditwrench.com and you can also join in our regular Friday night conference calls and discuss your problems with our students.

Average Ratings

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    T = Timeliness    P = Politeness
UserDateKCTPComments
Charlie11/08/0910101010 
Amy01/04/0910101010Thank you for your ideas.
nicole03/06/0810101010 
Brandi11/01/0710101010Thank you soo much for your prompt .....

Recent Answers from Bill Bauer

2009-07-30 Where to go for help.:

I'm not a financial planner but I can teach you get rid of some of that debt. It won't be easy and yu might not particularly care for my methods but they are extremely effective. I'll have to speak to

2009-07-22 Credit Card Debt - to pay or Not pay it off:

It is a tough call. I do agree with Orman on her point that cash is king and you do need a cash cushion but at what price? With credit card companies charging up to 30% or more interest these days paying

2009-06-22 Student Loans and Financial Aid:

I really don't have any answers for you either. You just have to figure out what your goals are and how long it will take you to get them accomplished without going into debt versus getting them accomplished

2009-01-04 Income decrese:

One thing that would help a little bit is get a magic jack which will cost you about $110 for 5 years of great telephone service with all the bells and whistles and save the $55 a month you are spending

2008-09-30 Debt consolidation:

Making bad decisions is something we all do. To err is human but as human beings we also have the capacity to learn from the decisions of others be they good or bad. In the case of debt consolidation

 

Ask A Question

All Answers

Answers by Expert:


Ask Experts

Volunteer


©2009 About.com, a part of The New York Times Company. All rights reserved.