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Banking Lender Liability; Insurance Coverage; Consumer Rights; Bank Fraud; Criminal: White Collar Crime; Fair Debt Collection Practices Act; Directors and Officers Liability
Commissioned National Bank Examiner 7 years; President of Two Community Banks; Division Claims Specialist for American Bankers Association Sponsored Insurance Program; Carter Member of the Bank Fraud Team of the Office of the Comptroler of the Curency "OCC" (National Banjk Examiners); Attorney previously representing FDIC and Resolution Trust Corporation as well as consumers and commercial borrowers in claims against the banking industry; Former Data Processing Systems Examiner for the OCC; Expert Witness on variety of banking issues in both state and federal court.
Certified Public Accountant; JD -- West Virginia College of Law - Order of the Coif Data Processing Training Old Dominion Bank and IBM
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This sounds like more of a question for Dr. Phil rather than me. That said, I would take your husband at his word, unless you have other reasons to not trust him. I have seen situations where the
Send a letter to the State Agency that handles consumer complaints in the state where the bank is located and tell them what has happened. Send a copy of the letter to the Bank's President and CEO. I
You may have a viable case if you have suffered any damages as a result of the error. Do you have documentation of your efforts to have the bank fix it. A letter would be excellent! But first, what
Did you list the auto loan as a creditor in your bankruptcy petition? How was it treated in the plan? Send the bank a letter asking them by what legal or contractual right are they refusing to send you
Even if the loan agreement allows such a charge, I doubt you had any idea they would ever charge such an outrageous amount. I would tell them you refuse to pay the $5,000 fee and you will continue to
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