You are here:
- Home
- Real Estate
- Banking: U.S.
- Financing -- Loans
- Robert Hanzel
Financing -- Loans/Expert Profile
Expertise
I can answer questions regarding most areas of consumer and commercial finance. I have extensive experience regarding various types of loans (commercial, consumer, USDA, SBA 504, SBA 7A, foreign), many investment vehicles, credit, economics, and banking. I am not an expert regarding tax structures and other tax issues and thus would not recommend asking tax related questions.
Organizations
Both the Risk Management Association and the Bank Administration Institute.
Education/Credentials
I have obtained both my Credit Risk Certification from the Risk Management Association and a Loan Review Certification from the Bank Administration Institute.
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response P = Politeness| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| William Smith | 12/29/08 | 10 | 10 | 10 | |
| Jennifer | 03/17/07 | 10 | 10 | 10 | Thank you for your quick response! A ..... |
| Nikki | 03/16/07 | 10 | 10 | 10 | He was very helpful. He also responded ..... |
| Shana | 03/13/07 | 10 | 10 | 10 | THANK YOU FOR YOUR EXPERTISE. YOUR TIME ..... |
| CC | 02/09/07 | 10 | 10 | 10 | Thank you so much, Robert! This makes ..... |
Recent Answers from Robert Hanzel
2010-12-30 Reverse Mortgage:
Unfortunately, it depends on the individual institution and loan documents involved. You would best be served by contacting the lender involved and asking them. However, I would recommend, if you receive
2009-12-31 sba loan:
This is certainly an option; however, the decision to allow this is dependent upon the lender themselves. Most times a lender will recognize a temporary problem and will allow this as a solution. I would
2008-12-29 Auto Financing:
Just about any bank should charge a lower rate than that and I would bet that the only reason they charged that rate is because they could. I would take it to a large bank and not a dealership. Wachovia
2007-07-02 Default of Payday Loan:
This is a sticky situation and the answer is not exactly black and white. According to the documents you signed then yes, they can do that. However, the question becomes, will a judge give them authority
2007-03-16 Practical Finanicla Management:
Unfortunately, the reason no person can help is because there is no exact answer. The truth is, you will be able to sell it for what the market perceives its value to be. Here is the formula that I would
Answers by Expert:
©2012 About.com, a part of The New York Times Company. All rights reserved.