Financing -- Loans/Expert Profile

Robert Hanzel

U.S.
On Vacation
returns 12/28/2017
Expertise

I can answer questions regarding most areas of consumer and commercial finance. I have extensive experience regarding various types of loans (commercial, consumer, USDA, SBA 504, SBA 7A, foreign), many investment vehicles, credit, economics, and banking. I am not an expert regarding tax structures and other tax issues and thus would not recommend asking tax related questions.

Organizations

Both the Risk Management Association and the Bank Administration Institute.

Education/Credentials

I have obtained both my Credit Risk Certification from the Risk Management Association and a Loan Review Certification from the Bank Administration Institute.

Average Ratings

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    P = Politeness
UserDateKCPComments
William Smith12/29/08101010 
Jennifer03/17/07101010Thank you for your quick response! A .....
Nikki03/16/07101010He was very helpful. He also responded .....
Shana03/13/07101010THANK YOU FOR YOUR EXPERTISE. YOUR TIME .....
CC02/09/07101010Thank you so much, Robert! This makes .....

Recent Answers from Robert Hanzel

2013-01-07 commercial bank lenders liability:

Jayne, thank you for taking the time to ask your question and I am sorry you have suffered all that you have. As you explain it, I would say that some of what has taken place is not legal. While I can

2010-12-30 Reverse Mortgage:

Unfortunately, it depends on the individual institution and loan documents involved. You would best be served by contacting the lender involved and asking them. However, I would recommend, if you receive

2009-12-31 sba loan:

This is certainly an option; however, the decision to allow this is dependent upon the lender themselves. Most times a lender will recognize a temporary problem and will allow this as a solution. I would

2008-12-29 Auto Financing:

Just about any bank should charge a lower rate than that and I would bet that the only reason they charged that rate is because they could. I would take it to a large bank and not a dealership. Wachovia

2007-07-02 Default of Payday Loan:

This is a sticky situation and the answer is not exactly black and white. According to the documents you signed then yes, they can do that. However, the question becomes, will a judge give them authority

 

Ask A Question

Financing -- Loans

All Answers


Answers by Expert:


Ask Experts

Volunteer


©2016 About.com. All rights reserved.