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Kerrin Kostelic, FL Broker Associate, GRI, AHWD


Let me know if you need help with any of following type questions: How to choose a great agent? Why do I need to hire a Realtor? What does "agency representation" mean in Florida? How does a Realtor get paid? What do I need to do to get my house ready for sale? How important is pricing in getting my home sold? What if I'm under water in my current mortgage? How do I go about getting a loan? Please keep in mind that I cannot give legal nor financial advice as I am not licensed for either of these activities. In addition, real estate law changes from state to state; I am licensed in Florida only so that is specifically my area of expertise. If it is a more general real estate question, feel free to ask away!

Experience in the area

I have been a full time real estate licensee in the State of Florida since 2000 and received my brokers license in 2005. I have helped 200+ clients and customers buy and/or sell a home, condo, or vacant property since that time. I continue to educate myself in my field taking numerous courses on financing, negotiating, contracts, Fair housing, construction, all in order to become a better professional.


National Association of Realtors Florida Realtors Pensacola Assn of Realtors Leadership Pensacola class of 2008 Gulf Coast Search and Recovery, K-9 Inc -- volunteer, handler in training, & Secretary/Treasurer


BA in Social Sciences/Language Arts with Elem. Education certification--Univ of Michigan, 1993 Real Estate licensee in FL -- Oct 2000 to present Graduate, Realtor Institute, Nat'l Assn of Realtors -- 2004 Broker Associate, FL -- 2005 At Home with Diversity designation, Nat'l Assn of Realtors -- 2009

Awards and Honors

International Diamond and Sterling Societies, Coldwell Banker for high production and volume levels. CB United, 100% Customer Satisfaction rating Military Relocation 100% Satisfaction rating "Award of Excellence" from for Outstanding Internet Marketing

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    K = Knowledgeability    C = Clarity of Response    P = Politeness
John09/01/16101010Thank you
Susan10/30/15101010As amazing expert!
Susan Wilson10/24/15101010Incredibly helpful. Thank you very much! :-)
Susan Wilson10/24/15101010:-)

Recent Answers from Kerrin Kostelic, FL Broker Associate, GRI, AHWD

2016-08-31 Home with solar panels:

I would think this could narrow your market of potential you’d not only need a buyer that likes and needs your home and values it as you do, but you need a buyer that wants and can afford

2015-10-26 Mortgage Lender question?:

Hey Susan,    Yes, you should definitely get a pre-approval from 2-3 lenders!  If you collect them all within a "reasonable amount of time" (say 30 days or so) credit rating companies say they will count

2015-10-22 Lender Question?:

Good morning,    While I'm not sure if it is legal in Texas, I have seen similar circumstances here in Florida.  You as the borrower would be on the promissory note with the bank but the title would be

2015-08-22 contract:

Good afternoon Don,    I'm so sorry to hear about this frustrating situation.  I can't find any reason why you don't have a copy of the written ratified contract; you should have had that within 24 hours

2014-11-24 Roof leak:

Hello Susan,    I'm so sorry for the situation you find yourself in!    Seems to me that the HOA docs should be reviewed to determine the answer to your question.      However, I must tell you that you


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