Jim Root - Buying or Selling a Home - Home Buying/Selling - Real Estate

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Expert Profile: Jim Root

Expertise: How to select the right Real Estate Salesperson & Loan Officer--ones who will serve your best interests! House-hunting tips & suggestions on selection of the home best for your family needs. Introduction to the Home Buying Process & all the "Players" involved.What is of utmost important to the Homebuyer? Real Estate Contracts & Negotiations, Appraisal needs, Title Co. involvement, Home Inspection issues& the Closing/Escrow systems, etc. Whatever your question, the answer will follow, whether from personal knowledge or research! Gale, shown here with me, has been a Real Estate Office Administrator, licensed Realtor & has served as my Research Assistant over the years!

Experience in the area
Over 30 years as a "Real Estate Professional." including Real Estate Marketing & Sales, Appraisal work, Mortgage Banking & as a Realty Officer with U.S Dept. of HUD's FHA Homeownership Division in Alaska, Washington & Idaho! Some experience in Montana, California, Utah & Nevada markets!Knowledge of National Markets by continuous Research!

Organizations
Former member of Nat'l Ass'n of Realtors (NAR) & Mortgage Bankers Ass'n of America (MBAA). Currently with National Association of Review Appraisers & Mortgage Underwriters (NARA/MU).

Publications
Published in various local, state, regional & national Real Estate-related magazines & newsletters!Co-author of various Govt. publications on Homeownership, Appraisals & Mortgages while with HUD/FHA.

Education/Credentials
Associate Degree in Real Estate Studies plus: Numerous Real Estate-related Courses conducted by the U. S. Government & Private Industry over the past 30 years. Bachelors Degree in Mass Communications, Masters Degree in Education/Teaching

Awards and Honors
Professional Designations: Certified Residential Originator (CRO) from MBAA, Registered Mortgage Underwiter (RMU) & Certified Review Appraiser (CRA) from NARA/MU. Outstanding Peformance Awards for 10 of the 12 years with HUD/FHA & numerous Sales/Listing Awards while a licensed Real Estate Agent.

Past/Present Clients
No longer selling/listing Real Estate, nor Appraising properties, nor working in the Mortgage business, this "Real Estate Pro" serves as Director of a Company that provides Professional Development Seminars & Workshops to the "Real Estate Industry" and provides free (as needed) & fee-paid (on a sliding scale) consulting & inspection services to members of the general public.Your questions will be answered without "salesmanship" & with your best interests in mind!

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Something interesting about this subject that others may not know: "Well, Mr. & Mrs. Young-First-Time Househunter," you're ______________(fill in the Blank with Parents, Uncle, Friend;'s Dad, etc) means well, but is working with a knowledge of the real Estate market of years ago!" Too many Buyers donm't seem to know that;they take outdated advice & really "lose out!" The Real Estate Market is "Ever-Changing"!

Something controversial or provocative about this subject Everything about Buying & Selling a Home is contoversial & provacative! Househunters need to learn to"rope in" (control)their emotions, trust the professionals(that they have carefully selected to help them) & be willing to accept some compromises (agree to disagree when necessary!)

What do you like about this subject? Homeownership is the "American Dream"--I enjoy helping other achieve that "Dream!"

What do you still hope to achieve/learn in this field? To continue "giving back" to the Homebuying Public who has supported my career activities for over 30 years! My way of saying "Thanks, folks!"

Average Ratings
Prestige Points: 1730
Knowledge	9.91 Best of the best
Clarity of Response	9.95 Best of the best
Timeliness	10.0 Best of the best
Politeness	10.0 Best of the best
Number Of Questions (in Past 24 Hours)		0
Max Questions to be Asked (in 24 Hour period)		5
Total Questions (since joining AllExperts)		106

Recent Reviews from Users

Knowl	Clarity	Time	Politeness	Date
8	10	10	10	09/03/08
10	10	10	10	08/07/08
10	10	10	10	07/20/08
10	10	10	10	07/11/08
10	10	10	10	07/08/08

User Comments

Thank you for your timely advice.
(Ansley on 09/03/08)

I am Very pleased with jim's answer and I am glad I looked this site up. I can't wait to hear my realitors responce. Thank you ! Annette
(Annette on 08/07/08)

Thanks so much Jim! Perfect explanation...crystal clear. We'd like to check back in later with other questions as we progress. Thanks again! C
(Cheri and Ron on 07/20/08)

THIS IS THE BEST AND MOST APPRECIATED FREE ADVICE I HAVE EVER GOTTEN. THANK YOU JIM ~ YOUR ANSWERS ARE VERY CLEAR AND VERY VERY HELPFUL. THANK YOU AGAIN.
(Barb on 07/11/08)

Very detailed quick answer.
(Barb on 07/08/08)

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Recent Answers from Jim Root

2008-09-02 Walk away from a house known to have termites?: Hi ANSLEY-- Wow! First let me say this--YOU NEED TO GET A "BUYER'S AGENT" WORKING FOR YOU! Listing Agents,even when working a "Dual Agency" tend to "lean towards" their "Client," the Seller's BEST INTERESTS...

2008-07-20 Choosing Realtors?: HI,RON & CHERI-- I really appreciate your desire to LEARN how to invest in Residential Properties! Too many people begin investing without enough knowledge of the "Real Estate World" to even understand...

2008-07-08 fha 203K loan for mobile home on private property: Hey BARB-- Welcome back! If this is an "AS IS--WITH REPAIR ESCROW," and your Son has ALREADY signed papers & made a Bid,it is STILL a good idea to have a HOME INSPECTION (Not an Appraisal) done to...

2008-07-07 FHA 203K, Conventional Rehab Loan: JAY-- In addition to the FHA 203K Rehabilitation Loan, "Fannie Mae " similar product they call a HOME STYLE Loan! Both of these loan products are available to qualified Borrowers and provide for...

2008-07-04 fha 203K loan for mobile home on private property: BARB-- Your question(s) make me wonder about BOTH your Son's Loan Officer AND his Realtor!It sounds like neither of these folks know enough about the 203K Loan process to earn their commission(s)!...

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