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  You are here:  AllExperts > Money > Personal Insurance > Life & Health Insurance

Expert Profile: Lee Horner

Expertise:  Senior (age 70 to 90) premium financed life insurance questions, particularly for cases where the insured's family doesn't get the death benefit; sale of such policies in the secondary market; what to look out for because there are good programs out there and not so good. I do not answer questions about stock markets, mutual funds nor variable life contracts. I will advise you of your options and make recommendations as appropriate. Questions regarding USA residents only. Let me know as much as you can about your situation for best results.

Experience in the area
Estate Planning Attorney for 25 years; practicing in California and Arizona, and independent life insurance agent specializing in the senior market and also tax free retirement planning.

Organizations
California and Arizona State Bar, Pima County Bar association, Freedom Equity Group

Publications
Stop Sitting on your Assets, paperback version (co-author).

Education/Credentials
BBA in Business Management from Univ of New Mexico; Juris Doctorate in Law, Lincoln Law School of Sacramento, CA

Awards and Honors
Graduated in the top 5 of my law school.

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Average Ratings
Prestige Points: 160
Knowledge   10.0   Best of the best
Clarity of Response   10.0   Best of the best
Timeliness   10.0   Best of the best
Politeness   10.0   Best of the best
Number Of Questions
(in Past 24 Hours)		0
Max Questions to be Asked
(in 24 Hour period)		5
Total Questions
(since joining AllExperts)		18
Recent Reviews from Users
KnowlClarityTimePolitenessDate
1010101007/25/08
1010101007/25/08
1010101007/14/08
1010101007/06/08
1010101005/09/08
User Comments
Thank you
(Rory on 07/14/08)
thank you for your help
(thomas on 07/06/08)
Wow - are you ever quick and you gave me some great ideas.Thanks! Melissa
(Melissa on 05/09/08)
View All Comments
Ask a Question       View Past Answers       View Ratings            

Recent Answers from Lee Horner
2008-09-04  Life Insurance Payout:  Be extremely nice to your uncle because you have no legal rights to dime one of that money unless you are somehow named as beneficiaries or have a trust or something written out by your father indicating...
2008-07-24  Life Insurance:  Hi Ken----underwriting is based on a number of factors and is also company specific meaning one company might rate you table D (about 200% of normal premium) and another might rate you standard or preferred...
2008-07-22  AAA Life Ins:  AAA is a fine organization. What type of insurance are you applying for? Have you shopped around at all? If you can let me know how much ins & the type as well as your age & sex and state you live in...
2008-07-06  Old life insurance policy:  Hi Thomas. Thanks for the inquiry. It is not unusual for insurance companies to merge; they rarely "go out of business" like other companies as they have a book of business that other companies would...
2008-06-13  Life Insurance for elderly:  Hi Cheryl---the short answer: yes and I have such programs available. The insured must be a non-smoker and in the last 5 years have no heart attack, no stroke and no cancer. We understand folks of this...
More Answers for "Life & Health Insurance"


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