You are here:
Life & Health Insurance/Expert Profile
Expertise
Questions relating to Life, Health Insurance, Annuities (all)
Experience in the area
I've been in the business since 1975, I ran my own agency in New Jersey from 1980 to 1998. I now am a semi-retired sole practitioner in South Florida.
Education/Credentials
CLU Courses, no designation. LUTC, more seminars then I could count.
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response P = Politeness| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| Lou | 04/19/12 | 10 | 10 | 10 | David's response was clear and to the ..... |
| paul | 01/14/12 | 10 | 10 | 10 | just wonderful and very helpful indeed. |
| David | 12/29/11 | 10 | 10 | 10 | Thanks David for your input this is ..... |
| TH | 11/08/11 | 10 | 10 | 10 | |
| KEVIN | 11/01/11 | 10 | 10 | 10 | Thanks for your help David. I know ..... |
Recent Answers from David Clark
2012-03-30 LIfe Ins cash surrender:
Whole Life Insurance is a type of program where you create an estate equal to what your family would need, or, build cash value to be used later(retirement?)in your life. Truth is what you buy is a
2012-01-13 life insurance:
Malta? A very historic Island!! Consider I am a Certified Financial Planner and licensed to practice in the USA. Insurance laws tend to follow each countries own laws. HOWEVER in the States an alien
2011-12-27 Single Premium Whole Life:
Having been in the business for 40+ years and NEVER wrote one SPWL it's no surprise I'm going to strongly advise against it. Well unless she has less then a couple years, and no company would probably
2011-12-23 COBRA:
At this point Steve, we're talking about 5 days. I'd tend to agree with you re COBRA. $725 is a steep premium to say the least. FYI you could have picked up a short term policy to tide you over for
2011-12-12 Cashing in a Victory Mutual Life Insurance Policy:
First, google the company, when you get an e-mail or phone number contact their policy holder services. If you can find the paperwork give them the policy number(they may ask for proof of who you are)
Answers by Expert:
©2012 About.com, a part of The New York Times Company. All rights reserved.