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Questions concerning Life, Health, Diability,Long Term Care Insurance and Reitement Income. I specialize in the senior market and can also answer questions about Medicare. I am located in Arizona and have licences in 22 states. I am active in placement of all personal and business forms of insurance. I work with many different carriers in all types of insurance including Life, Health, Disability and Long Term Care as well as financial planning.

Experience in the area

I am one of the leading producers of Long Term Care and Life Insurance in Arizona. I am also a member of the Million Dollar Round Table (MDRT). I work with seniors in the Life settlement market to get the most value for their Life Insurance policies that they no longer need.


MDRT- Top of the Table


I am licensed in Arizona and 21 states and have a Health, Life Licenses along with Series 6, 63, 65,22 licenses.

Awards and Honors

MDRT (Million Dollar Round Table) Top of the Table

Average Ratings

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    P = Politeness
Bill11/15/16101010Many thanks for your prompt detailed response .....
Miss Wilson09/30/16101010Thank you so much, Mr.Blau. I .....
Ellen12/23/151010Thank you.
Alex08/23/14101010Thank you!

Recent Answers from Ronald Blau

2016-09-29 Insurance Exam Question:

Miss Wilson,    In most states the final exam is done online in a test center(i.e. Pearson for example).  It is fully proctored and can't be done at home.  Also the Texas department of insurance website

2016-01-19 Life insurance questiob:

Cari,    They have the right to ask you medical questions for underwriting purposes.    You are right about term which can go as long as 30 years, but not at your age.    What I was talking about in Universal

2016-01-15 Life insurance questiob:

Cari,    I am sorry I took so long to answer your question.  You should not be turned down for your life insurance.  The one question I have is why are you buying whole life at your age.  If it is a small

2015-12-23 Burial Insurance for Senior:

Ellen,    These type of insurance policies are called final expense polices.  they are offered by many different insurance companies.  Your Father can purchase one and he can name the beneficiary.    I

2015-12-22 Burial Insurance for Senior:

Dear Ellen,    These type of policies usually pay to a beneficiary (not yourself) as you are no longer available to cash the check.  The beneficiary is usually one of your heirs.    This is a good way


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