I can handle questions concerning life insurance, it`s tax implications, how to determine what is appropriate, and how it fits in one`s estate and retirement planning.
For 2 1/2 years I was an expert on AskMe.com, where for most of that time I was ranked #1. I have been a moderator (instructor) for the Life Underwriters Training Council. I have been licensed since 1969. Organizations I belong to: National Association of Insurance and Financial Advisors - California and the Inland Empire Estate Planning Council. I hold the professional designation of Life Underwriters Training Council Fellow.
Almost everyone can benefit from some aspect of life insurance. Whenever someone agrees that it is time to take the step of getting life insurance, and s/he decides that I meet the expectations of that person, I am gratified.
I learned a long time ago that it is not what you know, nor is it whom you know, but who knows you that makes one successful. It is my hope that this site will help many to get to know me.
Contrary to the opinion of many, all types of life insurance meet the needs of some individuals, but no type of insurance meets the needs of all individuals.
Permanent life insurance, properly funded, is a better tool for retirement planning than bank products and mutual funds.
|Stephen||07/30/16||10||10||10||Answered a difficult question very thoughtfully. Very .....|
|Paula||04/16/16||5||6||10||Thank you for your time and help .....|
|Lisa Meadows||01/23/16||10||10||10||Very quick response. Thanks|
Dear Tammy, There are many reasons to take out life insurance besides protecting spouses and children. However, it is unusual for a person her age to take out and own a policy on someone of your age
Dear Heather, I do not know the age your son could receive life insurance proceeds in your state. In California the minimum age is 18. I suggest you contact a lawyer about setting up a trust with a
Dear Lisa, Whether you choose Whole Life or Term, he is likely to be rated for the conditions and meds you have described. In order to answer your question, I need to know what you're committed to as
Dear Paula, Were you to acquire a policy, it does not matter to the insurance company how the death benefit is used. Finding a policy under $25,000 may be difficult, however, a $10,000 Face Amount is
Dear Francyn, If your Mom is in reasonable health, you may be able to transfer ownership over to the beneficiaries soon enough to avoid the Medicaid regulations. Paid Up at 95 simply means that no
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