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Life & Health Insurance/Expert Profile
Expertise
I can answer questions from people regarding health, life, and voluntary insurance. I can also answer certain annuity questions, long-term care, medicare, vision, dental, group products, individual products, and certain carriers. Another area would be general discussion on an individual basis to determine need and help individuals make the right decisions for them. I can also field questions from other insurance providers about carriers I represent so we can do some business together and I am also willing to offer my thoughts on certain issues they may be having with clients/customers, etc.
Experience in the area
My experience comes from helping many people every day handle tough situations in the health, life, and voluntary insurance markets. I do not claim to know it all, but I will always be direct and professional.
Organizations
National Association of Health Underwriters, Alabama Association of Health Underwriters, Birmingham Association of Health Underwriters
Publications
Self Funding Magazine, ezines.com
Education/Credentials
My educational credentials are holding a health and life insurance license in multiple states.
Awards and Honors
Rookie Sales Award of the Year, 2006 (Colonial Life), Birmingham Association of Health Underwriters, 2010 (Treasurer), NAHU Region 5 & 6 Leadership Conference Participant, 2011, "Benefits Selling" Magazine Reader Council Advisory Board, 2011-
Past/Present Clients
I would prefer not to divulge clients without their consent to do so.
What do you like about this subject?
I am passionate about helping people. People have various needs throughout the stages of their lives and I like to help them be sure they are protecting themselves and their loved ones no matter what stage of life they are in.
What do you still hope to achieve/learn in this field?
I am learning and growing every day. I want to be the "Insurance Man" people turn to for all their needs.
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response P = Politeness| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| Carol | 01/13/12 | 10 | 10 | 10 | Thanks for your quick response Gene. I ..... |
| Steve | 12/28/11 | 10 | 10 | 10 | Thanks Gene! |
| KEVIN | 11/02/11 | 10 | 10 | 10 | Ok Gene. Thanks for your help. You ..... |
| Richard | 05/31/11 | 10 | 10 | 10 | Clear and concise answer to my question ..... |
| WESLEY | 05/21/11 | 10 | 10 | 10 | THANKS. I WAS PRETTY SURE THAT WAS ..... |
Recent Answers from Gene Ramsay
2012-01-12 Insurance Brokers:
Here is information on a chapter President in the Syracuse, New York area: Deborah A. Crouch Falcone Associates, Inc. 901 Lodi Street Syracuse, NY 13203 Work Phone: (315) 422-6128 Fax: (315) 422-3476
2012-01-12 Insurance Brokers:
Carol, Each state is different but most insurance brokers and professionals can advise you on your situation. I am a member of the National Association of Health Underwriters and would be happy to
2011-12-23 COBRA:
Steve, Congratulations on the job change. That's never easy and especially this time of year. Best of luck to you in the new endeavors and have fun. Based on your timing, there is no foreseen downside
2011-11-01 Insurance questionaire:
Kevin, Great question. The reality is that question may not even be necessary depending on how you acquire the policy and the kind of policy it might be. Ask companies what policies they might
2011-10-05 What type of insurance suits me?:
Mico, Great questions yet again. Justifying the purchase is a very personal process. All insurance is based on "what if". IF I have an accident, IF I get sick, IF I need to stay in the hospital.
Answers by Expert:
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