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- Michael Feinberg, ChFC
Life & Health Insurance/Expert Profile
Expertise
I am the Executive Director of Synergy Financial Services, concentrating in life insurance, long term care insurance, and long-term and tax-advantaged investing. I am licensed for Life, Health, and Securities. I am always happy to answer any questions you may have on any of these topics.
What do you like about this subject?
No two situations are ever the same. I love problem-solving, and working with individuals, families, and businesses to help them reach their goals.
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| Jenny | 09/02/09 | 8 | 9 | 10 | 10 | Thanks so much! I probably should have ..... |
| david | 07/03/09 | 10 | 10 | 10 | 10 | Thanks. |
| Tracy | 06/28/09 | 10 | 10 | 10 | 10 | Thank you Michael. I had a feeling ..... |
| Greg | 04/26/09 | 10 | 10 | 10 | 10 | Quick answer |
| Skyler | 04/12/09 | 10 | 10 | 10 | 10 | Thank-you very much!! |
Recent Answers from Michael Feinberg, ChFC
2009-10-16 policy:
Frankly, this sounds like a company-specific term and not a generally common part of a life insurance policy. It sounds like an accumulation fund of premiums paid in advance of when they are due but that
2009-09-07 pre-existing insurance question:
I'm very sorry to hear about what seems like will be a very challenging time ahead. Unfortunately, most insurance applications ask pretty broad questions when it comes to not only diagnosis but also testing
2009-09-03 term life insurance policy:
Hard to say for sure because there are a few missing pieces of information (your current age, current health status, and your level of financial ability/comfort with the insurance premiums at their current
2009-09-01 I suspect a life insurance policy was paid to the wrong person:
Sounds as though there may be some state laws going on in this situation (some states have laws preventing spouses that incorporate into life insurance beneficiaries, etc. However, this is different
2009-08-31 I suspect a life insurance policy was paid to the wrong person:
I would find it very surprising that an insurance company would pay a life insurance death benefit proceed to someone who was not the beneficiary. Death claims are very tightly monitored by insurance
Answers by Expert:
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