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  You are here:  AllExperts > Money > Personal Insurance > Life & Health Insurance

Expert Profile: leboyd

Expertise:  I can answer questions relating to life insurance, estate planning, business succession/continuity planning and tax-effecient retirement planning. I have advised clients for many years on these areas, and how they relate to life insurance. Likewise, I have worked with many on Long-Term Care needs.

Experience in the area
I have been a top producer for the past 5 years. Prior to that I was the CEO of an international company, having the concerns from a clients perspective (now having been a client of NYL for more than 15 years)

Organizations
Society of Financial Services Professional Million Dollar Round Table

Education/Credentials
In addition to an BBA and an MBA from a top-10 school. I have earned the LUTCF, NASD Series 6, 7, 63 and 66 licenses.

Awards and Honors
Top Life Producer Top Long-Term Care Producer

Ask a Question       View Past Answers       View Ratings            
Something controversial or provocative about this subject  There are many radio entertainers who have no specific training or knowledge of this subject, and yet they have the "right" answer for everyone. This subject is much more complicated. More often than not, there are many details in a question that suggest more than one "right" answer.
Average Ratings
Prestige Points: 1010
Knowledge   9.68   Best of the best
Clarity of Response   9.68   Best of the best
Timeliness   9.97   Best of the best
Politeness   9.90   Best of the best
Number Of Questions
(in Past 24 Hours)		0
Max Questions to be Asked
(in 24 Hour period)		5
Total Questions
(since joining AllExperts)		101
Recent Reviews from Users
KnowlClarityTimePolitenessDate
1010101009/24/08
8 10101009/17/08
1010101008/21/08
1010101008/08/08
1010101008/06/08
User Comments
I thought an attorney would be needed, but saw the website and thought I'd give it a shot. Thank you for the "drug" issue. Until next time.
(Robin on 09/17/08)
Thanks that answered my question.
(Jennine on 08/08/08)
View All Comments
Ask a Question       View Past Answers       View Ratings            

Recent Answers from leboyd
2008-10-10  life insurance payout:  Carter, My first recommendation is to talk to HR people at your mother-in-law's company in regards to the second beneficiary. However, generally they would send 1/2 to your wife and not mention the...
2008-09-23  Life Insurance and Funeral Payment:  Jill, The LI company must pay the beneficiary directly, and has nothing to do with any other business, or for that matter debt. This is probably more of a legal question than LI question. However...
2008-09-23  insurance policies:  Ekta, I will be happy to answer your question, but I'm not sure I understand it. A life insurance policy has one major benefit, when you die it pays a death benefit to the beneficiaries. There is...
2008-08-21  Universal vs Term life:  Bryan, You don't mention your age, but I'm guessing it's around 30. The short answer of the difference between universal life and term life is cash value. The advantage of cash value is that the...
2008-08-11  Life Insurance:  Patti, "Guaranteed Cash Value" is the cash value you will have, guaranteed, at the specific time in the policy, regardless of what happens to the market, interest rates or profitability of the company...
More Answers for "Life & Health Insurance"


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