Expertise:  For life insurance: terms of your policy, additional benefits, beneficiaries, endorsements, personal accident policies, etc. Also in Panama for your mortgage the bank requires life insurance (not title). For health insurance: international vs. domestic coverage, limits, limitations, pre-existing conditions, claims, etc. I can help foreigners who are relocating to Panama get a health insurance policy which is specific for your needs. If you have pre-existing conditions such as diabetes or are a retiree I can help you with your health insurance concerns.

Experience in the area
My company has over 30 years of experience in the insurance industry. Founded in 1976, Forlacol is a family oriented company, with me (Ursula) as the third generation in the business. I obtained my insurance license in 2004 and I am qualified to sell personal, property and casualty, and guarantee bonds in the country of Panama.

Organizations
International School of Panama Alumni Society (Vice President 2002-2005) Florida State University Real Estate Society Florida State University Insurance Society (Vice President 2005-2006)

Publications
Panama Real Estate Magazine Building the Best The Pananole - FSU Panama’s Online Newspaper. (Founder and writer 2002 - 2004)

Education/Credentials
I went to college at Florida State University with a scholarship. I graduated with a double major in Multinational Business and Human Resource Management. I took my Real Estate course in 2004 and my Insurance Course in 2003.

Awards and Honors
Florida State University 2 2 Scholarship Hispanic Honor Society

Past/Present Clients
My clients are mostly foreigners. Countries of origin include: the US, Canada, Europe, and Central/South America.