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Expertise
I am a tax planner, preparer and business owner. Spent many years in the life insurance business. I advised business owners on the the aspects of business owership and tax planning for their business. I DO NOT answer questions about the stock market.
Experience in the area
I am a tax planner, preparer and business owner. Spent many years in the life insurance business. I advised business owners on the the aspects of business owership and tax planning for their business. I DO NOT answer questions about the stock market.
What do you like about this subject?
I like to try to help people with problems if they don't understand finances.
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| LaShay | 08/27/09 | 8 | 10 | 10 | 10 | |
| Hilford | 05/18/09 | 10 | 10 | 10 | 10 | Thanks much for the good info. One ..... |
| Virginia | 05/08/09 | 10 | 10 | 10 | 10 | Thank you for a quick reply |
| Susan | 04/27/09 | 10 | 10 | 10 | 10 | Exactly the help I needed. Very clear ..... |
| DENISE | 03/23/09 | 10 | 10 | 10 | 10 | THANK U FOR YOUR TIME. |
Recent Answers from John M. Buob
2009-11-21 LIFE INSURANCE:
By law, any policy on a minor, the ownership of the policy reverts to the minor after they become of age, 18. So the power of attorney has nothing to do with the life policies. The children can write
2009-08-26 Insurance co. requesting refund because my mother was not the correct beneficiary:
It is not clear form your story who is at fault by not knowing there was a more recent beneficiary. Depending on the amount of the money, she may want to talk to an attorney and find out what her LEGAL
2009-06-08 Health insurance:
You will just have to keep trying. You may be able to get if after it was 5 years ago but it is not promising. He may never be able to get it. Thats the problem with health insurance, companies don't
2009-05-18 life insurance claim:
He would have had to sign the application even if she was the owner who paid for it. You can't buy a policy on someone who cannpt sign the application. She needs to contact the state insurance commissioner
2009-05-07 Flexible premium adjustable life insurance:
The reason the cash value starts to decline after age 95 is because the monthly insurance costs that are deducted at that age are much higher than they are now. And they come out of the cash value just
Answers by Expert:
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