You are here:

Life & Health Insurance/Expert Profile

Michael Higgins

U.S.

Available

Expertise

All questions pertaining to health insurance, whether group, individual/family, student, child-only, COBRA, HIPAA, Portability, dental. No expert knowledge in areas such as life insurance, disability, workman's compensation, auto, etc.

Experience in the area

27 years as owner of health insurance agency, primarily dealing with Blue Cross Blue Shield of Arizona.

Education/Credentials

College, Business Administration.

What do you still hope to achieve/learn in this field?

The hope is to grow my online presence with the website http://www.higginscompanies.com/

Something interesting about this subject that others may not know:

It is a common misconception that group health insurance is less expensive than individual or family health insurance plans. The reality is that group plans are nearly twice the cost.

Average Ratings

Recent Reviews from Users

User	Date	K	C	P	Comments
sheri	04/27/12	10	10	10	Mike was very helpful, and very professional .....
Sandy	03/10/12	10	10	10	Thank you for your input, I appreciate .....
Shirley	01/25/12	10	10	10
James	01/15/12	10	10	10	Thanks.
paul	01/13/12	10	10	10

Recent Answers from Michael Higgins

2012-04-26 health insurance:

Hi Sheri: The plan you have sure looks like a true insurance plan and likely would be considered creditable coverage. As you mentioned it is referred to as insurance on the website. I believe that it

2012-04-26 health insurance:

Sheri: Which plan did you purchase, the name of the plan, there are four to choose from. From what I can see so far I suspect that you do not have an insurance policy, but a discount program. They do

2012-04-26 health insurance:

Hi Sheri: I could not find a short term health policy on the Internet named HCCUA. Can you send a link to the company? If not, any information you have on the company will be helpful. Usually, so

2012-03-10 COBRA Insurance:

Hello Sandy: This is a fairly easy and straightforward situation. If your husband goes to the hospital or doctor before 4/1/12 you need to pay the $800 COBRA bill. If he can wait until 4/1/12 you don't

2012-01-21 Limited medical indemnity vs major medical:

Shirley: I am assuming, "Limited Medical," is a type of health insurance coverage offered in your state, or possibly a California state program. (I own an insurance agency in Arizona, selling policies

Ask A Question

Life & Health Insurance

Answers by Expert:

Browse Answers: