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All questions pertaining to health insurance, whether group, individual/family, student, child-only, COBRA, HIPAA, Portability, dental. No expert knowledge in areas such as life insurance, disability, workman's compensation, auto, etc.
27 years as owner of health insurance agency, primarily dealing with Blue Cross Blue Shield of Arizona.
College, Business Administration.
The hope is to grow my online presence with the website http://www.higginscompanies.com/
It is a common misconception that group health insurance is less expensive than individual or family health insurance plans. The reality is that group plans are nearly twice the cost.
| User | Date | K | C | P | Comments |
|---|---|---|---|---|---|
| sheri | 04/27/12 | 10 | 10 | 10 | Mike was very helpful, and very professional ..... |
| Sandy | 03/10/12 | 10 | 10 | 10 | Thank you for your input, I appreciate ..... |
| Shirley | 01/25/12 | 10 | 10 | 10 | |
| James | 01/15/12 | 10 | 10 | 10 | Thanks. |
| paul | 01/13/12 | 10 | 10 | 10 |
Hi Sheri: The plan you have sure looks like a true insurance plan and likely would be considered creditable coverage. As you mentioned it is referred to as insurance on the website. I believe that it
Sheri: Which plan did you purchase, the name of the plan, there are four to choose from. From what I can see so far I suspect that you do not have an insurance policy, but a discount program. They do
Hi Sheri: I could not find a short term health policy on the Internet named HCCUA. Can you send a link to the company? If not, any information you have on the company will be helpful. Usually, so
Hello Sandy: This is a fairly easy and straightforward situation. If your husband goes to the hospital or doctor before 4/1/12 you need to pay the $800 COBRA bill. If he can wait until 4/1/12 you don't
Shirley: I am assuming, "Limited Medical," is a type of health insurance coverage offered in your state, or possibly a California state program. (I own an insurance agency in Arizona, selling policies
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