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Life & Health Insurance/Expert Profile

Michael Higgins

U.S.

Available

Expertise

All questions pertaining to health insurance, whether group, individual/family, student, child-only, COBRA, HIPAA, Portability, dental. No expert knowledge in areas such as life insurance, disability, workman's compensation, auto, etc.

Experience in the area

27 years as owner of health insurance agency, primarily dealing with Blue Cross Blue Shield of Arizona.

Education/Credentials

College, Business Administration.

What do you still hope to achieve/learn in this field?

The hope is to grow my online presence with the website http://www.higginscompanies.com/

Something interesting about this subject that others may not know:

It is a common misconception that group health insurance is less expensive than individual or family health insurance plans. The reality is that group plans are nearly twice the cost.

Average Ratings

Recent Reviews from Users

User	Date	K	C	T	P	Comments
Dianne	09/23/09	10	10	10	10
Kim	09/06/09	10	10	10	10	Dear Mike, Thank you very much for .....
judy	07/25/09	10	10	10	10	Michael thank you again so very much .....
judy	07/25/09	10	10	10	10	THANK YOU SO VERY MUCH MIKE. Your .....
Holly	07/04/09	10	10	10	10	Thank you so much and it definitely .....

Recent Answers from Michael Higgins

2009-11-04 insurance for a family member:

Mrs. Mills: If your mother is enrolled in parts A %26 B Medicare the best thing to do is purchase a supplement plan. My recommendation is a Plan F. The Blue Cross Blue Shield in your state will offer

2009-10-27 COBRA and Medicaid:

You would lose COBRA once on Medicaid. The question is why would you want both? If you get on Medicaid it may be possible to buy a supplement plan for those under the age of 65. This will depend on the

2009-09-22 Medicaid question:

Hi Lisa: On www.Bing.com search, "Florida medicaid." The link I tried to send you yesterday should be the first one listed. Here it is again, www.dcf.state.fl.us/ess/medicaid.shtml. I don't see why

2009-09-22 Medicaid question:

Hello Lisa: Here is a link that will be very helpful, http://www.dcf.state.fl.us/ess/medicaid.shtml. Please note the very informative information toward the bottom of the page especially. It mentions

2009-09-22 Medical claims are not being submitted for payment:

Hello Dianne: Your state may have different laws and protections for the insurance purchaser, but my educated guess is that you are responsible for the bills whether you have insurance or not. That

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