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Life & Health Insurance/Expert Profile

John (J.R.) McCollough

U.S.

On Vacation
returns 02/01/2010

Expertise

I can answer questions pertaining to Health and Medicare insurance for individual and/or family coverage, students, retired/separated military members, small businesses under 20 employees and seniors in the United States. Additionally, I can assist people in understanding their options if they've been turned down for insurance and do not know about what state and federal programs are available.

Experience in the area

I am the owner of a national agency that only attracts agents of the highest caliber to consult in Health, Life and Medicare insurance products. We emphasize a client-centered approach to the way we conduct business and can provide objective input to help you make an informed decision.

Organizations

I belong to a variety of professional, consumer and military organizations. Please feel free to contact me if you're interested in a particular organization.

Past/Present Clients

I don't divulge information about my clients on the internet due to respect for protecting information. Anybody is more than welcome to contact me if they wish to receive a list of past and current clients in their respective area whom have authorized my agents and/or I to release information.

What do you like about this subject?

The opportunity to help protect people from financial hardship combined with the ability to ensure that my clients receive the best care possible from the highest rated carriers.

What do you still hope to achieve/learn in this field?

My long term goal is to revolutionize the health care and health insurance industry by helping to alleviate some of the frustration felt by consumers and insurance agents about the lack of price transparency in the United States. What worked in the 1960's-1990's is no longer feasible and things need to change.

Something interesting about this subject that others may not know:

The history of insurance can be traced back all the way to the Roman period. At the time, membership into burial clubs provided burial expenses for deceased members, as well as annuity payments to the beneficiaries.

Average Ratings

Recent Reviews from Users

User	Date	K	C	T	P	Comments
J-me	03/13/09	10	10	8	10	Dear Mr McCollough, Thank you for the .....
Nick	12/01/08	10	10	8	10	Thanks so much for the reply. I .....
Jeanine	11/26/08	10	10	10	10	Thank you very much.
Kel	11/05/08	9	9	9	9
Ethan	11/04/08	9	10	8	10

Recent Answers from John (J.R.) McCollough

2009-10-08 Healthcare Insurance:

Hi Samantha, Unfortunately, it's a rare thing for me to see somebody with scoliosis being accepted by an insurance carrier. Since you did not indicate what state you reside in it makes a difficult

2009-10-07 maternity:

Hi Christie, If something sounds good to be true it normally is the truth! Any reputable insurance carrier with a history of paying claims would not accept you as a member until your baby was born

2009-06-04 taking insurance:

Hi Kristy, I don't see how your school has any right in deciding what type of insurance companies you choose to participate with. If you are restricted and this woman is in need of your service you

2009-03-06 Catastrophic health insurance:

Hello, The decision to purchase health insurance is one where you have to see the value in it. It sounds like you value having health insurance, but feel frustrated and a bit annoyed about the premiums

2009-01-07 Individual Health Insurance Questions:

Hi Kristen, Generally speaking, the decision to have a high deductible health plan rests with your comfort level and affordability. I'm a big fan of those plans, but the decision is yours. There

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