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- James R Carrier
Property & Casualty Insurance/Expert Profile
Expertise
I'm an insurance adjuster, I'm able to answer questions regarding coverage, damage valuation, or anything to do with property & casualty in the State of Michigan. In other states I can answer general questions but insurance policies are written slightly different depending on insurance law in a particular state. Most questions however I would be able to answer or have the ability to get an answer.
Experience in the area
20 years as a licsensed adjuster, handling 1000's of homeowners claims in Michigan, and Louisiana (Hurricane Katrina).
Education/Credentials
Business degree with an emphasis on accounting from Arizona State University, graduating in the Fall of 1984.
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| Kimbrell | 11/09/09 | 10 | 10 | 10 | 10 | Thank you so much! |
| Joanne | 10/06/09 | 10 | 10 | 10 | 10 | |
| John | 09/10/09 | 10 | 10 | 10 | 10 | Thanks Jim. |
| Paul | 08/31/09 | 10 | 10 | 10 | 10 | Thank you. Jim You confirmed what I ..... |
| Julie | 08/14/09 | 9 | 10 | 10 | 10 | Thanks. I think that mostly covers the ..... |
Recent Answers from James R Carrier
2009-11-13 house insurance:
Susan, Replacement Cost insurance policies are standard today for homeowners, you couldn't even purchase a policy that doesn't have RC if you are the occupant of the house. Your absolutely right Susan
2009-11-09 self-contracting major loss repairs:
Kimbrell, Holding the "lien on the house" I'm assuming to mean your basically the mortgage company. Your brother in-law I understand to be the one who lives in the house? Based on very limited knowledge
2009-11-09 depreciation/replacement value:
Kimbrell, Your on my most passionate subject so lets get down to brass tax. If you don't have an agreed price for the work you don't start the work, second if your extended family member spends more
2009-11-08 home vandalism:
Sandi, A little out of my comfort zone, my familiarity with your insurance company and your particular policy being null. If I make a claim on my homeowner's no matter the circumstance I must weigh
2009-10-22 Ceiling damage due to storms:
Lindsay, One of the requirements of a policy is to notify your insurance carrier in a timely fashion. There is no certain time that is considered timely, so I certainly would make a claim. Your damage
Answers by Expert:
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