Property & Casualty Insurance/Expert Profile


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Expertise

I'm an insurance adjuster. If you have had an insurance loss your in the right place. Insurance coverages is not my forte, you would want to ask one of the other experts who are insurance agents. I'm able to answer questions regarding coverage, damage valuation, basically anything to do with property & casualty. My expertise is accessing damage putting a valuation on that damage and proving damage to an insurance company adjuster on behalf of a homeowner or business owner. I'm able to answer or get the answer regarding underwriting. Please no questions on automobile coverage you know more than me in that area.

Experience in the area

20 years as a licensed adjuster, handling 1000's of homeowners and commercial claims in Michigan, Louisiana, and Florida. I own a Public Adjusting Company, Advanced Adjusting LLC in Milford MI.

Education/Credentials

Business degree with an emphasis on accounting from Arizona State University, graduating in the Fall of 1984. I have taught and participated in continuing education courses in the field of property and casualty.

Average Ratings

Recent Reviews from Users

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    K = Knowledgeability    C = Clarity of Response    P = Politeness
UserDateKCPComments
susan05/21/12101010Thank you once again for answering my .....
susan05/19/12101010I cannot believe how you have answered .....
Jill11/07/11101010Thank you for your response James. Your .....
craig10/28/11101010great response very friendly and helpful
Jimmy James08/05/11101010Mr Carrier provided an informative, easy to .....

Recent Answers from James R Carrier

2012-05-18 total loss house fire:

Susan,    The key to a successful outcome on the personal property portion of your claim is dependant upon 2 components. The first being extremely detailed on your inventory. Include everything, if it

2011-11-01 water surge:

Jill,    Flood insurance is not very common. Especially if you don't and it's practically non-existent if you don't live in a flood zone. I'm sure your neighbors don't have it yet they have been paid.

2011-07-28 Unused Settlement Funds:

Jimmy,    Technically, no you can't use extra money on an insurance job for extra's. In reality though this kind of thing happens all the time. From your point of view, you want to show all the money went

2011-07-13 replacement from house fire:

Ed,    Let me start out by saying that the insurance company, the contractor, and yourself are all separate entities each with your own ideas of a successful outcome. Your best outcome is not good for

2011-06-21 In-Ground Pool liner damage:

Don,    To have an insurance claim you must have an event that caused the damage. Get out your policy and read about "perils". You must have a peril to have a claim, basically an event that caused the

 

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