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- James R Carrier
Property & Casualty Insurance/Expert Profile
Expertise
I'm an insurance adjuster, I'm able to answer questions regarding coverage, damage valuation, or anything to do with property & casualty in the State of Michigan. In other states I can answer general questions but insurance policies are written slightly different depending on insurance law in a particular state. Most questions however I would be able to answer or have the ability to get an answer.
Experience in the area
20 years as a licsensed adjuster, handling 1000's of homeowners claims in Michigan, and Louisiana (Hurricane Katrina).
Education/Credentials
Business degree with an emphasis on accounting from Arizona State University, graduating in the Fall of 1984.
Average Ratings
Recent Reviews from Users
K = Knowledgeability C = Clarity of Response T = Timeliness P = Politeness| User | Date | K | C | T | P | Comments |
|---|---|---|---|---|---|---|
| Joanne | 10/06/09 | 10 | 10 | 10 | 10 | |
| John | 09/10/09 | 10 | 10 | 10 | 10 | Thanks Jim. |
| Paul | 08/31/09 | 10 | 10 | 10 | 10 | Thank you. Jim You confirmed what I ..... |
| Julie | 08/14/09 | 9 | 10 | 10 | 10 | Thanks. I think that mostly covers the ..... |
| Tammie | 08/10/09 | 10 | 10 | 9 | 10 |
Recent Answers from James R Carrier
2009-10-22 Ceiling damage due to storms:
Lindsay, One of the requirements of a policy is to notify your insurance carrier in a timely fashion. There is no certain time that is considered timely, so I certainly would make a claim. Your damage
2009-10-22 Toielt malfunction:
Brenda, The toilet itself is not covered, however the resulting damage is covered. In this case the truth will set you free. It is impossible to get the toilet covered, unless a covered peril happened
2009-10-11 Personal Property-fire:
Hi Ruth, Depreciation is deducted from the replacement cost of all non-listed personal property. Listed personal property are items for which a rider has been purchased and those items are valued based
2009-10-02 wind damage:
Bon, It is impossible to tell which is the truth. Unfortunately the insurance company is going to take a position that is least expensive, and you as the homeowner want them to pay for what is rightfully
2009-09-29 water damage:
Joanne, Your adjuster is obviously misinterpreting your policy. A slow leak, a fast leak, any kind of leak is covered. What is not covered is damage done over a period a time where an occurrence or
Answers by Expert:
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