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I am a licensed General Lines Agent in the state of Texas. I can help answer questions concerning auto, home, life, and long term care insurance. Each state has their own insurance laws, regulations, and policies. In order to help you the best way possible please only ask me questions pertaining to Texas insurance policies.

Experience in the area

I have been an agent in Texas for over 9 years. I am a full time agent not a part time sales person with a license. Helping families protect their assets and save money in the process is what I strive to do every day.


NAIFA. National Association of Insurance and Financial Advisors.


I have a Bachelors Degree in Business and one day plan on teaching insurance to other professionals as well.

Awards and Honors

I have won numerous company awards such as outstanding sales achievement awards, Best of the Best awards, and a Million Dollar Ring contest.

Past/Present Clients

I have over 500 customers and manage over 1,500 policies.

Average Ratings

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    P = Politeness
rosemary04/15/16101010Thank you for your prompt reply.
Prashant S Akerkar06/14/13101010Dear Dennis Thank you. Thanks & Regards .....
Prashant S Akerkar06/13/13101010Dear Dennis Thank you. Thanks & Regards .....

Recent Answers from Dennis Smith

2014-01-27 Homeowners claim:

Hello Katrina,         Thank you so much for your question. The Texas Homeowner Policy varies by company thus coverages vary as well. To my knowledge, Progressive isn't the actual insurer for your home

2013-09-17 Insurance Agent Pay:

Hello Mike,         I apologize for the delay in getting to your question. Typically, in Texas, ISR's(Insurance sales reps working for general lines agents)have an hourly pay with commission-no renewals

2013-06-13 General Insurance coverage in event of a Earthquake.:

Hello. I'm not sure I understand the question but let me try to answer you the best way I can. Earth quake policies are underwritten totally different than fire policies. Each company has their own way

2013-06-12 General Insurance coverage in event of a Earthquake.:

Thank you for your question. In the state if Texas earth quake coverage is available on a policy of its own. Just ask your agent for a quote. Thank you.

2012-09-25 insurance:

Hello Gail,        Thank you so much for your question. First let me note, I am a licensed agent in the state of Texas. I am not familiar with the insurance laws and regs in your state. That said, I feel


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