Property & Casualty Insurance/Expert Profile

Average Ratings

• Knowledgeability 9.50
• Clarity of Response 10.00
• Politeness 10.00
• Response Time(hr) 46.2
• Response Time(hr, last 90 days) 40.4

• Number of Questions Today 0
• Max Questions to be Asked in a Day 5
• Total Questions (since joining AllExperts) 12
• Volunteer Since 2010-11-03
• Prestige Points 80

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Recent Answers from Noah Bank

2012-03-16 flood:

Hard question to answer - there's few triggers to flood insurance, so when you're not in a flood zone - all is means is that you're less likely to have a flood, but it's not impossible.  Flood doesn't

2012-03-04 Having trouble finding coverage for property:

You will need to purchase coverage through and "excess and surplus lines insurer" which is not a company to which you're likely to access through an Allstate, State Farm or other captive local neighborhood

2011-11-28 Purchasing Home Insurance:

Hi Alex, Your sister would need a "Lessors Risk" or "Fire/Dwelling" policy to cover her exposure of owning the dwelling and renting it to others (albeit her brother).  You would get a simple renters policy

2011-03-25 tenant liability insurance:

Hi Molly,  You do not have an insurable interest in his property unless, as you say, this is a triple net lease.  That said, he could ask that you secure a policy in his name and pay for it.  Technically

2010-12-08 Negligence in Condo Water Damage:

My first question would be to see if you have renters or some kind of unit owners insurance.  If the answer is YES, then I'd recommend contacting the carrier and let them sort things out.  If you do not