You are here:

Property & Casualty Insurance/Expert Profile


Ask A Question

Kevin Hromas - JD, EGA, RPA, PLCS, WIND Umpire

U.S.
Available
Expertise

Insurance related issues for both commercial and residential property coverage. I am a licensed, executive general adjuster currently holding a Texas resident P&C license (614250), New Mexico non-resident all lines license (248774), Oklahoma non-resident P/F/M license (A299561), Florida non-resident P&C license (E117051) and a National Flood Insurance Program certification (06040100). My areas of expertise involve property and casualty issues in both residential and commercial policies with regards to claims practices and issues. I deal extensively with Lloyd's of London commercial policies and various domestic carriers for residential policies.

Experience in the area

I am a licensed, executive general adjuster currently holding a Texas resident P&C license (614250), New Mexico non-resident all lines license (248774), Oklahoma non-resident P/F/M license (A299561), Florida non-resident P&C license (E117051) and a National Flood Insurance Program certification (06040100). My areas of expertise involve property and casualty issues in both residential and commercial policies with regards to claims practices and issues. I deal extensively with Lloyd's of London commercial policies and various domestic carriers for residential policies. After a 20 year career as a General Contractor, I was employed by Allstate Insurance as an adjuster in Texas, holding various postitions within the property claims department. After leaving Allstate, I specialized in handling losses associated with major catastrophes through-out the country. (Hurricanes Isabel, Charlie, Wilma, Katrina, Ike, etc., hail storms, floods.) I am currently retained as an expert by multiple insurance defense firms in Texas for issues in litigation in regards to claims issues and practices. I am also a certified Umpire for formal appraisals.

Organizations

Member - Society of Registered Professional Adjusters Fellow - Council on Litigation Management Member - Property and Casualty Association Member - Texas Independent Insurances Adjusters Association Member - National Association of Independent Insurance Adjusters Member - Houston Claims Association Member Windstorm Insurance Network Member Association of Property & Casualty Claims Professionals

Publications

Claims Magazine (www.ClaimsMag.com and then search 'Kevin Hromas' for a full listing of articles and quotes.) www.ClaimsPages.com, www.ProAdjuster.org, www.KevinHromas.com

Education/Credentials

JD - University of Houston Law Center - 1992 BA - Southwest Texas State University - 1980 AA - South Plains College - 1977 PLCS - Personal Lines Coverage Specialist

Past/Present Clients

Certain Underwriters at Lloyd's of London, Fulbright & Jaworski (Law Firm) Bracket & Ellis (Law Firm) Thamm & O'Briant (Law Firm) Sheehy, Ware & Pappas (Law Firm) Walker, Wilcox and Matousek (Law Firm) Financial Guarantee Underwriters

Average Ratings

Recent Reviews from Users

Read More Comments

    K = Knowledgeability    C = Clarity of Response    P = Politeness
UserDateKCPComments
Scott08/05/16101010Thanks very much for the information. And .....
deborahrumph10/09/15101010 
KEN06/18/15101010Kevin gave me excellent and very detailed .....
Dian08/12/13101010Thank you, Mr. Hromas, for taking the .....
Prashant S Akerkar06/18/13101010Dear Kevin Thank you. Thanks & Regards .....

Recent Answers from Kevin Hromas - JD, EGA, RPA, PLCS, WIND Umpire

2016-09-29 Insurance Exam Question:

A lot will depend on which type of license you are looking for.    If you are looking at an adjusters license, the Texas license is reciprocal with most states and only requires you to submit an application

2016-09-19 Umbrella Policy for a US citizen living abroad:

Jim,    I am not a retail agent or broker so I don't place policies.  Might be able to assist in finding someone who does though.   Where are you located and what is your relationship to your 'client'?

2016-09-13 Umbrella Policy for a US citizen living abroad:

Jim,    Sorry for the delay in getting a response back to you. Been very busy lately!    There are a few issues that would need to be resolved in order to make the best fit for your client.    You mention

2015-10-09 Contractors that does work in your home:

Debra,    For a "Renovation License Handyman" to be considered an "employee", he would have to be someone who is a direct employee of the homeowner and works specifically for that homeowner on a full time

2015-06-15 QUESTION PROPERTY INSURANCE:

Ken,    Virtually every homeowner policy covers damage to the home (or other covered property like fences, outbuildings, etc.) from falling trees. The cost to remove the tree from the covered property

 

Ask A Question

Property & Casualty Insurance

All Answers


Answers by Expert:


Ask Experts

Volunteer


©2017 About.com. All rights reserved.