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James R. Berliner, CPCU


My specialty is personal and busines insurance, relating to the property and casualty field. Homeowners, Auto, Business Auto, Workers Compensation, Business Interruption, Crime, Directors & Officers Liability, Employment Practices Liability, Professional Liability, General Liability, Umbrella Liability, etc.

Experience in the area

I am the owner of my own agency (established 1970), have obtained my CPCU designation, and am licensed in many states.


IIABA (Independent Insurance Agents and Brokers of America), CPCU Society, PIACT (Professional Insurance Agents of Connecticut - Board of Directors)

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    K = Knowledgeability    C = Clarity of Response    P = Politeness
Scott08/18/16101010Thank you so much for the excellent .....
Scott08/09/16101010Thanks very much for your insight
John07/31/16101010Thanks for your comments and advice.
Chris02/18/16101010This expert's advice is clear and relevant .....

Recent Answers from James R. Berliner, CPCU

2016-12-02 BOR letter question:

Hi Jerry,    Yes, you have to be appointed with the carrier you are submitting the BOR to, unless you are going through an aggregator.   That has always been my experience, thought often on very large

2016-10-12 Homeowner's policy question...:

David,    Once the claim is reported to the insurance carrier, then it is already on record.   Remember, the insurance company has expenses simply settling the claim, such as paying an adjuster to drive

2016-07-23 Homeowners Liability Coverage:

John,    John,    So sorry to take a few days to get to this.  I have been on vacation...forgot to set my away message!   I think if you look into the cost savings, you will find it is only $10 or $15

2016-02-08 additional liability insurance:

Hi Chris,    Sorry about the delay in getting back to you.  I was vacationing out of the country, and forgot to put on my away message in All-Experts!    Sounds like you are referring to a policy known

2015-12-09 Rear Bumper Damaged From Car Behind:

Michael,    Not sure how this slipped by me, just saw it.   The form looks good to me, though it is more of a legal form than an insurance form.   Sounds like you are well on your way to having this repaired


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