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Property & Casualty Insurance/Expert Profile

James R. Berliner, CPCU

U.S.

Available

Expertise

My specialty is personal and busines insurance, relating to the property and casualty field. Homeowners, Auto, Business Auto, Workers Compensation, Business Interruption, Crime, Directors & Officers Liability, Employment Practices Liability, Professional Liability, General Liability, Umbrella Liability, etc.

Experience in the area

I am the owner of my own agency (established 1970), have obtained my CPCU designation, and am licensed in many states.

Organizations

IIABA (Independent Insurance Agents and Brokers of America), CPCU Society, PIACT (Professional Insurance Agents of Connecticut - Board of Directors)

Average Ratings

Recent Reviews from Users

User	Date	K	C	P	Comments
Laura	05/23/12	10	10	10	I called the agent back (before I .....
LISA	03/21/12	10	10	10
Joe	09/25/11	10	10	10	Extremely clear, comprehensive and understandable response. Thank .....
Bob	08/03/11	10	10	10	Thanks.
Tina	07/13/11	10	10	10	Thank you for your time.

Recent Answers from James R. Berliner, CPCU

2012-05-23 80% coinsurance vs 100% coinsurance:

Hi Laura, What you have relayed to me is definitely not accurate. Coinsurance is a clause that is put into policies so policy holders will insure to some percentage of the value of their insured item

2012-04-25 Property/casualty for building that is not business:

Hi Michelle, I could swear I answered this question already....but that's OK! Your homeowners policy covers your contents anywhere in the world, except at other residences you own, rent, or occupy

2012-03-16 insurance?:

Hi Lisa, The best way to determine the answer is to ask you local insurance agent if you are in a Special Flood Hazard Area (SFHA). You definitely need it if you are in the SFHA, and may not if you

2012-02-19 shop owners responsibility:

Hi Charles, Sorry to hear about the car damage. The garage owner is responsible if they are negligent in some way. Did they leave your car on the street parked illegally? Then they are responsible

2012-01-12 Lost Jewelry:

Hi Dave, Sorry to hear about the loss... Honest and forthcoming is always best. You should have no problem with this claim. They will not make you wait a certain time, and if you have the earring

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