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Property & Casualty Insurance/Expert Profile

Jay K. Williams, AAI, AIP, CIC, CRM

U.S.

Available

Expertise

I can answer questions relating to the following coverages: personal auto; homeowners; commercial auto; commercial liability; commercial property; business income and all other property and casualty coverages.

Experience in the area

I have been in the insurance industry in Florida since 1979. I am currently the president of a Florida domestic insurance company subsidiary. I've taught continuing education classes in Florida and across the country. I am quite familiar with all coverages including Florida Condominium master policies and unit owner policies. I also specialize in agent professional liability. I have been a professional educator since 2001.

Organizations

I am a member of the Florida Associaion of Insurance Agents, the state affiliate of the Independent Insurance Agents and Brokers of America.

Education/Credentials

I currently carry the following professional designations: Accredited Advisor in Insurance (AAI) Associate in Insurance Production (AIP) Certified Insurance Counselor (CIC) Certified Risk Manager (CRM)

Average Ratings

Recent Reviews from Users

User	Date	K	C	T	P	Comments
John	11/07/09	10	10	10	10	Thanks Jay!
Mike	11/02/09	10	10	10	10	Thanks Jay, you've confirmed my suspicions.
TH	10/30/09	10	10	10	10
TH	10/30/09	10	10	10	10	Excellent, thorough responses, thanks a million!
Phil	10/19/09	10	10	10	10	Thanks for advice.

Recent Answers from Jay K. Williams, AAI, AIP, CIC, CRM

2009-11-06 Auto insurance:

Hi Julie, Most insurance companies will only insure the vehicle in the name of the person to whom it is titled. There are a couple...Progressive is one...that don't care. That being said, as the

2009-11-05 Association Liability:

Hi John, Please accept my apology for not getting back to you yesterday. I highly recommend that the unit owners attend the next condo board meeting and address this situation. Quick and decisive

2009-11-04 Care Custody control:

Hi Christy, The CCC exclusion should only apply to that part of the premises that the insured is actually working on. Here's the exact language from the 2007 ISO CGL: (4) Personal property in the

2009-11-02 Community Dock Insurance:

Hey Mike, Liability should be the least of your coverage worries. Liability coverage for Homeowners Associations is usually readily available. Property coverage may be another issue. Some companies

2009-10-23 Home builders product statue of limitiation homeownersproperty new home roofing defect:

Hi Sharon, I'm sorry to hear about your problem. Unfortunately, I think what you really need is some legal advice regarding the construction issues. You may have some sort of recourse against the

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