Property & Casualty Insurance/Expert Profile

Harold E. Long, LUTCF, CLU, ChFC, RFC, RHU, REBC, CIC

U.S.

Available

Expertise

Auto, home, Life, Health, Disability, and Long-term Care Insurance, general questions about coverage and policy language.

Experience in the area

I am a Certified Insurance Counselor and have been in the insurance business since 1990.

Organizations

Society of Certified Insurance Counselors and the Society of Financial Professionals.

Education/Credentials

BA from Missouri Baptist University, and I hold six professional designations.

Awards and Honors

1990 Rookie of the Year, Gold Seal Agent, Top Producer for auto, home, life, and health insurance for AAA Auto Club of Missouri and Anthem Blue Cross of Missouri.

Average Ratings

Recent Reviews from Users

User	Date	K	C	P	Comments
LISA	05/19/12	10	10	10
greg	12/09/11	10	10	10	thank you
Alex	11/03/11	8	10	10	thanks for your help
Delilah	10/12/11	10	10	10
Joe	09/23/11	10	10	10	Very prompt & knowledgeable response. Thank you

Recent Answers from Harold E. Long, LUTCF, CLU, ChFC, RFC, RHU, REBC, CIC

2012-04-21 HO 15 do I need it?:

Answer HO-15 is an endorsement that can be attached to home owner's policy form HO-3. It provides the broadest form of protection to your home but can be very expensive. This offers more protection

2012-03-16 Insurance/Post:

Everyone lives in a flood zone, maybe not in the parameters of the State, but anyone could experience surface water due to backed up main sewers, creek, collapsed pool, etc.. Flood is not covered under

2011-12-23 ins claim Property and Casualty:

Hi Richelle, I am very sorry about your loss. Well, it's to hard of question to give a full answer to without seeing the policy. But if the contractor's insurance carrier is assuming liability, then

2011-11-18 Home Insurance Coverage - Deck:

Dear Darnell, You need to get an outside company to appraise the situation, and then go from there. You should have ordinance and law coverage on your home policy to help cover this kind of thing. If

2011-11-05 Home Insurance:

Hi Geoff, A police report would have to be filed & investigation on loss. If there were no evidence of loss, they could deny the claim, because mysterious disappearance is not covered, unless items

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