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Property & Casualty Insurance/Expert Profile

Deanna Terry

U.S.

Available

Expertise

I am qualified to answer questions about home owners personal property claims, especially fire claims. I am able to answer questions about A.C.V vs. Replacement Cost as well as the reality behind cleaning and restoration. I can answer questions regarding policy compliance as well as questions of what to do when you don't agree with the insurance company's adjuster.

Experience in the area

I have over 7 years of experience adjusting claims for home owners, not insurance companies. I was also a fire victim. I am the founder and President of a non-profit organization that assists fire victims in specific counties with filling out and filing their personal property claims.

Organizations

President of 1st Hand fire victims assistance program

Education/Credentials

Associates Degree Specialty Courses in Insurance Adjusting State Civil testing Yearly Continuing education

Awards and Honors

United Way Award for Community Service to Fire Victims

Average Ratings

Recent Reviews from Users

User	Date	K	C	P	Comments
linda	05/11/11	9	10	10	Deanna confirmed for me that our question .....
MIKE SMITH	04/11/11	10	10	10	thanks so much!
GAIL A. REED	03/20/11	9	10	10	VERY QUICK, ALSO TOLD ME HOW TO .....
Jeff	03/11/11	9	8	10
vicki	01/30/11	10	10	10	Deanna, Thanks so much for your quick .....

Recent Answers from Deanna Terry

2011-05-11 bsrn fire:

Hello Linda, It is a fine line between structure and other structure, and the line is drawn with attachment. This is a very fine line, but often fences and driveways are covered under other structures

2011-04-05 Personal Property:

Mr. Lopez, She is your wife. I do not understand why she would not be covered. (her son's items should be covered too# I suggest trying to make sure it isn't a misunderstanding. If the adjuster

2011-01-15 Personal Property claim:

Alex, Please email me again and mark "yes" for private. I can then send you my personal contact information. There is no charge to talk then I can see if I can find someone in your area who might be

2010-12-07 fire personal property:

Andrea, I am sorry for your loss. I also wish to apologize for the delay in answering, I did answer but I did not check to ensure the answer posted. In my experience, unless items are removed

2010-11-25 Resident Resident Relative coverage on secondary residence:

Hello MJ, If a loss occurred it would be very messy. It would likely be the wisest course of action for your brother to change his policy to a dwelling policy and for your mom to have renters insurance

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